不知道自己是往trader上走好还是往desk quant发展好

if you are good enough to do front-desk job, then do it !    I strongly suggest you to apply to IBD in big banks.  You will find something there invaluable to your career development.   Working as  a trader or at IBD will gave you great exposure to the top elites in banking industry, prepard you with all comprehensive skills needed.    You are still so young with much space to develop.   After all, BF is just BF, not your husband yet.  You will have lots of great chances not only in career but also in personal life if you work as an active banker.  That's a totally different high level.   Female banker or trader are very rare, so you could easily stand out if you are really working hard.    As for quant-desk or structured finance,  I am afraid it's not so interesting or sexy for a female, no opportunity to deal with clients,  much less promosing than IBD or trader.   More importantly, it's relatively easy to transfer from front-desk to other functions if you really want to take a break.

As for research job, you don't nessarily to be a PHD.  I was doing equity research summer intern without PHD degree. So is one of my colleagues.    

补充2点，

1  Trader并不是工作努力就能做的好的职业，you are either born with it or you are not.  我见过最好的一些trader一般也就本科，有几个还是高中学历。。。所以读FE的人不占优势..   女性天生情绪波动比较大，这更是trader的大忌

2。Trader的淘汰率太高，可以说绝大多数人熬不过头几年。一旦你被淘汰，你就是damaged goods，想转去其它部门都很难。。

其实Risk Management蛮轻松的，而且最近更是大热...

大牛来解吧

谢谢11楼的MM。。虽然可能有一些不一致的想法

我现在还是挺迷惘的，没有真正进入这个行当，什么对我来说都是0。感觉在这个program里面我什么都不是。。。呵呵

prop trading or flow trading?