没有co-signer大家是怎么贷款的？

拿了一个半奖，算上自己的存款，每年还差1万5左右（学费+生活费）。想贷款，学校说必须要citizen or 永久居民的co-signer。可惜找不到co-signer。问问大家有什么办法吗？如果在美国没有贷款的可能，在中国怎么贷款？PS：我太太正在美国工作（H1B），我B2的签证，正在visit她。

多谢，能具体说说是什么银行吗？国内的还是美国的？

美国的. you can cold visit the bank.

tell them your situation and see it is possible.

Good luck!

did you count your cash flow??

Your wife will have income for the following two years, and you will get paid for your summer intern. So you can ignore $15000 that you lack of for the second year, at least for now.