Since you have already studied in France for one year, why need you to apply for a loan?
I have also heard that HSBC loan is very difficult for Chinese resident to appy for. : (
But I do know some one who managed to get the BOC loan. : )
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Are there any rigorous requirements for the HSBC loan?
Why do you feel discouraged?
I heard that the loan was something like "a mission impossble", but I am still wondering where the difficulty lies...
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