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TPO15是否应该早点教会孩子使用金钱
There is no denying the importance of financial independence for a adult, then the topic of when to educate our children to manage their money is a hot one. Some perople believe that it is better to educate them from a young age, while others believe that children will learn it automatically when they become adult, then it is not cecessary to teach them this issue. Speaking for myself, it is wiser to teach the concept and way of finacial management to our children at a young age.
There is no denying that it is very important to be financial independent in one’s adult life. Then some propose that we should educate our children how to manage their money at a young age. I believe that it is vital to introduce the concept of money management to our children, but when is the best time requires further discussion.
Children at their young age are just like plain paper and they are eager and easy to learn things. Unlike their adult counterparts, they have already have their concepts of the world,and they usually reluctant to change. Understandably, when we teach young the concept of using money wisely, they can learn it fast and this idea will rooted in their hearts and remain until they become adults. My nephew Tom is a good example, he is only 4 years old and my aunt and uncle have started to teach him what is money and what money can do. Then last time, when I showed him around the supermarket, my nephew just pointed at a can of soft drink and told me that one can of
In my opinion, children at a young age refer to those who are still in the kindergarten. Preschool children are too young to understand the concept of money management. Because money management consist of a variety of ideas including what is money, how to use money for shopping, and how to save money and etc. Children in kindergartens may understand what money is if we teach them, but they will not be comfortable to use them until they are older. Because children in this age, just begin to understand the concept of numbers. Although some of them are able to count from 1 to 10, a majority of them still have no ideas how to use addition and subtraction, not to mention multiplication.
Moveover, teaching children the concept of finacial management at a young age help them to form a habit of spending money wisely, which will be extremely important in their adult lives. It is well acknowledge that our behavior is the results of our habits formed in our young age. And once this habit is formed, it is not easy to change it.
In comparison, when children attend primary school, they have deeper understanding of numbers. And after enough practice, they can carry on addition and subtraction confidently. Then if we teach them how to use money in the supermarket, they will feel more confident to shop with simple calculation. After that, if we further introduce the idea of saving money, it will be easier for them to understand and bear in mind. Then we should offer a small amount of monthly allowance to children and let them experience “spending” and “saving”, which in turn will help children understand what money management is exactly.
In conclusion, children should master the concept of money at their young age and gradually master the way of how to spend their money wisely. This will help them to live a happy and finacial independent life in the future.
In conclusion, I believe that children should be teach how to manage their money, but not at a young age, because they are too young to understand the concept of financial management. Instead, the age of primary school is the best time to learn some practical aspects of money spending and saving.
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