北美20100115独立写作---球拍~~

a273007862

Do you agree or disagree with the following statement: In order to become financially responsible adults, children should manage their own money at the young age.

提纲：应该从小就培养孩子，长大以后就可以很好的管理钱，这是一个很好的学习方式。
给孩子一个成就感
但是孩子不成熟，对钱没有概念，有的孩子乱花钱

（考过gre，但是感觉托福的作文没有g的好写，大家帮忙看看这种思路是不是可以~~在这感谢大家了~~祝大家110+西西）

When it comes to the issue of whether the children should manage their own money at the young age, some people suggest that it has advantages for children to cultivate a good financially responsibility. To agree or disagree with the statement is a matter of balancing between internal factors and external factor. In my point of view, financial responsibility is an essential element for children in the future.

First of all, it is a good behavior for children. We cannot deny that many good behaviors are developed during the early age. Not to mention, financial responsibility has significant role in our daily life. For example, when we graduate from colleges, we have to find jobs to earn money. We should raise our parents, pay the car insurance, charge the medical treatment or even settle the house debt. Suppose that we spend all our payment until the end of the month. Can you image how terrible it is? But if I have a good behavior about manage money, the situation might be different. I can cut my payment into three pieces. The first one I can buy some beautiful clothes, the second I can buy some delicious food and the third one I can save them in a bank to accumulate interest. If I can manage the money properly at little, I think I can develop a habit. When I grow up, because of the good habit, I cannot worry about my financial position.

In addition, it can give children a sense of achievement. Managing their own money provides children many challenges and entertainment. On one hand, children should have a list which stuffs are their necessities and which are not. On the other hand, they must arrange their money how to spend economically. For example, a little Joe wants to buy some books such as biology and history, and some delicious snacks. But he only has 50 dollars. He must buy those books because his teacher tells him that these books are benefits to him and can broaden his horizon. Also, he wants to taste some delicious food. How can he arrange this money properly? Only buy books or buy snacks? If he manages the money at the early age, I think this dilemma is easy to deal with. After he handles this problem, it provides him a sense of satisfaction.

Admittedly, it is also supposed to pose some certain problem which might obvious. For example, gambling, a bad behavior of managing money, can destroy children’s psychology and mental. Children are not mature enough to deal with a huge amount of money, so their parents should give them an appropriate direction.

Personally speaking, considering the positive and negative effects of managing money during an early age, I still think the advantages of it are more outweigh the bad influences. In a modern society, children must keep highly competitiveness to cope with problems. Can you image how important a well economical condition is! Just like books to students, a favorable behavior and a sense of achievement can help children have a good financial responsibility.

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