1) the floor for Columbia & NYU is around 730, especially w Finance / Big 4 background.. because this pool is VERY competitive due to oversubscription, esp these 2 schs. the GMAT should be fine for UST tho. 2) V35 should be lower than 80 percentile. to apply for top 10 US b-schs, safer to have all Q/V/AWA up to 80 percentile. this is explicitly stated in the FAQ of Wharton. 3) GPA is quite a setback. I heard there was a person w GMAT 770 but GPA 2.8, couldn't get any interviews. try to compensate by special career goal, excellent essays and exceptional extracurricular activities.