offer选择，急问，急问，急问……

nonstop

waterloo出來在academic就業不用擔心吧~幾個大牛panjer之類的和SOA的chair都在那~雖說在加拿大找美國教職也是木有問題的~想進industry的話我有個認識的Waterloo OR的phd能拿到NYC大摩onsite interview~

temple做RM的faculty不是很多吖~而且有一半是做health benefit的偏文的不是很quant咯~去Waterloo吧還是建議 直接發的精算phd 好猛啊~一般都是MM再轉的說哦~LZ一定背景很強悍 呵呵

-- by 会员 kikibbg (2011/3/19 11:50:37)

谢谢你的回复啊~不过我temple的那个导师应该不是做健康保险的，呵呵。waterloo出来的一定很厉害吗？是不是跟导师什么的也有些关系呢？

kikibbg

恩 waterloo出来在北美行内名气都很大无论是academy还是industry。奖学金的话去到过半个学期一年内很容易变成全奖的~老板的话滑铁卢猛人多着呢，呵呵不用担心。还有就是老板带几个学生的问题啊~滑铁卢老师多一点吧~好像cummins是好多phd的advisor~这个也要考虑下的说

favoritefood

是uiowa, 不是isu。

favoritefood

I prefer Waterloo.
Some facts:
1. PhD in Actuarial Science can focus on risk management. However, PhD in risk management may not have many choices on some actuarial areas, such as VA hedging, asset liability management etc, depending on department faculties' research.
2. Waterloo has significantly better reputation in both academia and industry than Temple. So for placement, definitely waterloo is better given you will get your Ph.D degree. If you want to quit half way and try to get a job, the thing is a little complicated. US has more jobs than Canada, but waterloo has good placement in canada, and temple's chinese students are not that competitive than chinese from other schools, such as uconn, gsu, umich, uiowa, madison etc.
3. Money indeed is an issue. However, the chance to get fully funded in waterloo after the 1st semester with good performance is fairly high. You can check with current PhD there.
4. Considering canada is easier to get a green card and citizenship, you won't suffer from working authorization problem after you graduate give you get your canada permanent resident card during PhD. This is impossible in the U.S.
5. Temple is in Phill area. Not a very nice place to live. Waterloo is a small city near Toronto(one hour driving). Personally, I prefer waterloo, because I can focus on study when I need to, and the fun place(Toronto) is not far away.

In conclusion, the hurdle is the funding is less in waterloo. It is just a matter whether you want to pay some money and get on board to the best PhD program in the area or not. If you can afford it, I suggest Waterloo.

gz0729lulu

Cong楼主一个！！

美国这边GSU UPenn UGA UIUC UW-Madison的RM都会比Temple强。精算做research里面GSU UMich UIowa 也很出名

waterloo的精算在整个北美都是毋庸置疑的top1，名教授很多，alumni遍布，在北美欧洲找faculty都不是难事。目前半奖虽是少了点，可是毕业出来之后学术界里地位不一样，何况过来以后会很快拿到全奖。

加油啊楼主！还有什么学校在等呢？加上地理位置的话，除非是UPenn和GSU，我都会去waterloo。希望有帮助。

nonstop

Cong楼主一个！！

美国这边GSU UPenn UGA UIUC UW-Madison的RM都会比Temple强。精算做research里面GSU UMich UIowa 也很出名

waterloo的精算在整个北美都是毋庸置疑的top1，名教授很多，alumni遍布，在北美欧洲找faculty都不是难事。目前半奖虽是少了点，可是毕业出来之后学术界里地位不一样，何况过来以后会很快拿到全奖。

加油啊楼主！还有什么学校在等呢？加上地理位置的话，除非是UPenn和GSU，我都会去waterloo。希望有帮助。

-- by 会员 gz0729lulu (2011/3/21 14:04:36)

谢谢你的回复~

其实一直没说，心里一直有个小小的想法，就是如果在temple的PHD毕业之后在Wharton做两年postdoc，这样对背景会不会有帮助呢？

我心里有Wharton情节，只是凭借现在的背景和实力根本申不上（这次申请接到的第一封拒信就是wharton的，Applied Economics,悲剧……）。觉得去waterloo就离梦越来越远了，如果先去temple会不会近水楼台先得月呢？

谢谢各位的回复和帮助~~

gz0729lulu

不用谢呢
1 商学院出来不用博后直接找AP的多吧
2 虽说都在费城也不见得会有帮助。关键看paper CV和项目reputation吧。沃顿竞争这么激烈，faculty据我所知大多是哈佛芝大普林斯校MIT和他们自己的。风险管理的话庙大在美国比不过之前说的。可是精算方向的话waterloo怎么说也是第一啊，找到哪都不为过。以后做research和教职，出身名门还是要的，毕竟在圈子里面混有派系一说，大牛校友也多。

gz0729lulu

VA Hedging都来了 专业人士啊，呵呵。

肯定在北美开车玩得好转啊

这么挺UI，瞎猜个该不是shiu老头的得意门生吧，哈哈

GMAT小飞侠

Cong楼主一个！！

美国这边GSU UPenn UGA UIUC UW-Madison的RM都会比Temple强。精算做research里面GSU UMich UIowa 也很出名

waterloo的精算在整个北美都是毋庸置疑的top1，名教授很多，alumni遍布，在北美欧洲找faculty都不是难事。目前半奖虽是少了点，可是毕业出来之后学术界里地位不一样，何况过来以后会很快拿到全奖。

加油啊楼主！还有什么学校在等呢？加上地理位置的话，除非是UPenn和GSU，我都会去waterloo。希望有帮助。

-- by 会员 gz0729lulu (2011/3/21 14:04:36)

谢谢你的回复~

其实一直没说，心里一直有个小小的想法，就是如果在temple的PHD毕业之后在Wharton做两年postdoc，这样对背景会不会有帮助呢？

我心里有Wharton情节，只是凭借现在的背景和实力根本申不上（这次申请接到的第一封拒信就是wharton的，Applied Economics,悲剧……）。觉得去waterloo就离梦越来越远了，如果先去temple会不会近水楼台先得月呢？

谢谢各位的回复和帮助~~

-- by 会员 nonstop (2011/3/22 15:07:25)

那必须不要Waterloo啊 Wharton就是Econ,Insurance的研究,看看那些教授的research就知道了，都是life insurance, social security,employee benefit national insurance这种的研究
人家不用搞精算的 才叫Applied Econ的  你看哪个学校有Wharton毕业的professor 你就去哪个 Wharton的梦想我也有，不过真的现实点吧。。 Wharton的本科都进不去，大学transfer还是进不去，Phd就更进不去，Post就更进不去， 加油吧

kikibbg

Hardly heard of B-School postdocs in US...

Transferring to a PhD in Wharton is impossible...U can take another shot after getting a Master of Math from waterloo which it does have then quit and reapply, which might work but is not suggested from my prospective because I believe Waterloo itself is no worse than Whaton in the RM field.

However, they dont have a master program offerred in Temple, which means u have to risk ur own RP and beg to an irritated advisor for a degree as well as ur recommendation letter cause u've already been assigned ur adisor in ur offer letter

While talkin about placement, I highly doubt PhDs from Temple could do better than those from Waterloo in either RM or Act Sci...Since as a top-1 program in North America, waterloo's alumni have won enough academic reputation, which can be considered a guarantee for a fine AP position among universities in US, Canada and even Europe.

My suggestion is definitely waterloo.

Good luck， LZ!

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那必须不要Waterloo啊 Wharton就是Econ,Insurance的研究,看看那些教授的research就知道了，都是life insurance, social security,employee benefit national insurance这种的研究
人家不用搞精算的 才叫Applied Econ的  你看哪个学校有Wharton毕业的professor 你就去哪个 Wharton的梦想我也有，不过真的现实点吧。。 Wharton的本科都进不去，大学transfer还是进不去，Phd就更进不去，Post就更进不去， 加油吧

-- by 会员 GMAT小飞侠 (2011/3/23 3:05:10)

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