尽情拍吧，谢谢，TWE32 初次发文

chosen1

I have been realizing that my life is full of choices, and thus I have to learn to give up something to obtain the better benefits. Just as stated in the title, choosing whether to spend my earned money immediately or saved it for the future is really a huge decision, depending on the personal preference, life style, and priority. Some people claim that money should be spend immediately, while others believe that it is necessary to save money for the future. Personally, I hold the opinion that possessing some saving is very significant for every one in the society. In the following discussion, I would like to reason and provide evidence to support my viewpoint.

No issue is more important now than the reason that there are a fairly large number of uncertain things in the future, and thus people have to save money to prepare for confronting these bad things. No one expected to confront such things as traffic accident, serious ill, but the facts are always prone to the bad side. When accidents really happening, money is able to play an important role to deal with these problems. For example, I still remembered when I was 7 years old, my father and I was sick badly, my mother have to not only look after us, but also support the home singly. Because we had spent most of our money to invest my father’s business, It was such difficult times that we have to borrow money from my relatives. Had saved some money for the future, we could not be put in the awkward situation.

Saving money for the education and house in future is another chief and key reason that I choose to state here. In China, it is a common sense that both of education and house are the most significant investment for a ordinary family, that is, most of the family’s money have to pay for them. According to the official data, every Chinese family have to spend 35 percent of their saving to invest children’s education and purchase a house. Only when saving enough money, can a family have the ability to afford for the children’s education and house in future.

 The argument might be made that spending their earned money immediately enable them to have fun and enjoy their life. It is apparently money can afford for the entertainment, furthermore, having party with friends is also required for money. However, just as how I started in the writing, I have to learn to give up. Can they spend money having fun? I do think so. Can they spend money relaxing themselves? Sure. Nevertheless, since we only have such amount of money, I suggest to postpone the plan to purchasing something immediately.

To sum up, considerable although the advantages that spending money immediately enjoys are, they can not compete with the benefits that saving money for the future brings about, especially when preparing for the risks in future is taken into account. As far as I am concerned, I think it is a more prudent decision to save my money rather than spend them immediately. If I can use these saving properly, it is a good way to deal with risks and accidents in future, and even to generate more wealth.

[此贴子已经被作者于2008-8-2 21:17:39编辑过]

chosen1

初次发文，还请大家多给点意见。自己英语功底很差，11月就要考了，不知道还来得及否