求助：关于贷款，citi bank怎么样？有贷过或了解的朋友一定进来看看,多谢！

mydreamwf

请问大家贷款都是在哪些银行贷的呢？我是要co-signer的贷款。citi bank 如何啊？有没有其他更好的呢？马上要开学了，贷款还没搞定，请贷过的同学或者了解的同学给点建议。谢谢大家。

fisherrui

I am going to use the CitiAssist loan to finance my first year.  The rate that I got was Prime + 1% = 6% with no origination fees.  The CitiAssist has a min of Prime + . 5 and max of 9%.  Btw, Prime = 5% at the moment.  Also be aware that Prime was 8.25 this time last year.  However, Prime should stay relatively stable (not sure for how long) given the current US economic environment.  http://www.bankrate.com/brm/ratewatch/leading-rates.asp

So far CitiAssist is the most attractive and even more so than the Federal Stafford loan at 6.8% (available to only US citizens). Factors to consider would be whether your co signer is a US citizen and what is his or her credit history.  Below are links to CitiAssist.  Don't worry you have plenty of time.  Good luck

https://www.studentloan.com/findstudentloan/loanforgraduatestudents.htm

灯火阑珊处

it dependes on your co-signer's credit, i got the Prime + . 5 one.

for options other than citi, check with ur shcool.

mydreamwf

灯火阑珊处, fisherrui, thank you guys so much.

annebaojing

找citi bank CitiAssist loan 是怎样一个流程呢？贷过的人过来说说吧，谢谢啦

davidsfo

以下是引用annebaojing在2008-7-17 17:24:00的发言：

找citi bank CitiAssist loan 是怎样一个流程呢？贷过的人过来说说吧，谢谢啦

大概流程是和学校Financial Aid联系，他们会告诉你怎么通过他们申请

然后citi bank会让你填表

然后他们收到所有东西以后1周左右会发钱给学校

学校扣去学费，把剩下的钱写个支票给你零花