读个TOP 10 都要100W, 贵啊

stq

以下是引用YellowJacket在2008-4-1 0:32:00的发言：

Don't forget about the "opportunity cost".  For a person making USD $100,000 a year, one needs to add USD $140,000 to the total cost for two years, assuming 30% tax bracket.

That's why 'smart' people should take part-time or executive MBA program.  With employer's sponsorship, the difference in opportunity cost for part-time and full-time MBA programs can be as much as USD $500,000. If you put the same money in a safe investment at 4% annual return (~U.S. inflation rate), it will grow to $600,000 in 6 years after graduation. 

So by the time a full-time MBA student pays off his/her student loan in 6 years later, the part-time MBA student will be $600,000 richer.  They both get the same MBA degrees.  The advantages for full-time MBA program (summer internship etc) do not matter anymore after 6 years.

yeah....but the problem is...

1.  there might not be a good school in your area....do you really want to fly out every weekend for the Chicago weekend program?

2.  for career switchers, part-time program just won't cut it....basically we are paying the price just to get an internship and break into the industry.

mbamom

以下是引用YellowJacket在2008-4-1 0:32:00的发言：

Don't forget about the "opportunity cost".  For a person making USD $100,000 a year, one needs to add USD $140,000 to the total cost for two years, assuming 30% tax bracket.

That's why 'smart' people should take part-time or executive MBA program.  With employer's sponsorship, the difference in opportunity cost for part-time and full-time MBA programs can be as much as USD $500,000. If you put the same money in a safe investment at 4% annual return (~U.S. inflation rate), it will grow to $600,000 in 6 years after graduation. 

So by the time a full-time MBA student pays off his/her student loan in 6 years later, the part-time MBA student will be $600,000 richer.  They both get the same MBA degrees.  The advantages for full-time MBA program (summer internship etc) do not matter anymore after 6 years.

do not agree, firstly not anybody can pursue executive MBA sponsored by his/her employer, only those who are considered future upper level manager or executive candidates may have such opportunity, secondly, for part-time MBAs, never heard any employer would pay 360k for such programs, if the full tuition plus books, computer,program fee, etc. will be covered by employer, 100k is enough.  Thirdly, usually part-time MBA students get far less career services/job assistance services from schools and for some school part-time MBAs are even not allowed to participate on-compus recruiting events, thus for someone who wants to change career after MBA, part-time is a bad choice

kwokyee

个人觉得，很多东西吧，ROI只能说明一部分。任何公司（或者个人）如果只靠ROI来衡量一个BUSINESS CASE 的话，那是不会有可持续发展性的。-- only my $0.02....

mbacn02

Also, foreign student's tuition is not tax deductable, and your interest on your student loan going forward is mostly likely non deductable also.

davidsfo

以下是引用alexwithibt在2008-3-31 18:55:00的发言：

呵呵, 都这个价呢.

要贷款的话, 那比这价还要高呢.

$77,150*2年 = $154300

利息是7%以上. 贷10年的话, 每年的利息是: $154300*7% = $10801, 10年一共要还的利息是$10801*10年=$108010.

带上本金,一共的费用是: $108010 + $154300 = $262310 =RMB 1836170.

Top10的话, 找个好工作还是能还上滴. 每个月要还 $2200. 毕业后月薪$8000算的话(平均水平),税后$5600,那么每个月的近40%要还学贷.

贷款的利息部分是可以抵税的，所以按照税前的钱来计算

三十以后

以下是引用mbacn02在2008-4-1 4:40:00的发言：
Also, foreign student's tuition is not tax deductable, and your interest on your student loan going forward is mostly likely non deductable also.

don't forget the fact that RMB is appreciation. So if you plan to work in China and borrow from US you are basically borrowing for free.

YellowJacket

以下是引用三十以后在2008-4-1 5:09:00的发言：

don't forget the fact that RMB is appreciation. So if you plan to work in China and borrow from US you are basically borrowing for free.

But... you get a much lower salary in China.

soniashi

别谈钱

那就俗了啊

读书可是一个面子工程

就表太看里子

YellowJacket

以下是引用mbamom在2008-4-1 1:36:00的发言：

do not agree, firstly not anybody can pursue executive MBA sponsored by his/her employer, only those who are considered future upper level manager or executive candidates may have such opportunity, secondly, for part-time MBAs, never heard any employer would pay 360k for such programs, if the full tuition plus books, computer,program fee, etc. will be covered by employer, 100k is enough.  Thirdly, usually part-time MBA students get far less career services/job assistance services from schools and for some school part-time MBAs are even not allowed to participate on-compus recruiting events, thus for someone who wants to change career after MBA, part-time is a bad choice

Full-time MBA: 2 to 4 years after school, need to find a job for GC, have relatively low opportunity cost (i.e., lower income, etc.), job switcher.

Part-time MBA: 4 to 8 years after school, has a GC or in the process of getting a GC or no GC issues, make medium level income (>USD 100k), possibly job switcher as well.

Executive MBA: 8 to 12 years after school, no GC issues, make medium high level income (>USD 200K).

YellowJacket

以下是引用soniashi在2008-4-1 11:11:00的发言：

别谈钱

那就俗了啊

读书可是一个面子工程

就表太看里子

Isn't MBA all about money (economy/finance/investment)? If you want 面子, go for a PHD then.