ChaseDream
搜索
返回列表 发新帖
楼主: amazingsummer
打印 上一主题 下一主题

LBS HSBC Loan Vs Local Loan

[复制链接]
11#
发表于 2006-3-12 15:28:00 | 只看该作者
以下是引用amazingsummer在2006-3-12 11:41:00的发言:
Hi, icbcbj,谢谢你告诉我……

还有一个问题就是,如果我想申请20K GBP的HSBC LOAN,全额批下来的可能性大吗?(我是中国大陆的,上海,虽在美国公司做事,但薪水比较mean且固定)============I am not sure...i paid by myself totoally before so got no idea about the question on the loan. According to the case of my previous classmates, I dont think there would be any problem.


12#
 楼主| 发表于 2006-3-12 17:40:00 | 只看该作者

hello, icbcbj,谢谢你的光速回复,:-)


还有一个粗俗的问题,中国大陆过去的兄弟姐妹们,毕业后留在伦敦当地工作的多吗?
感觉20000GBP的贷款,说多不多,因为如果毕业后有10K-30K的sign-on bonus,一下子也就还清了;说少又绝对不少,如果毕业后工作不理想,债路漫漫啊!

兄弟你觉得当前伦敦就业形势如何啊,就中国大陆毕业生而言。问题比较妖俗,见谅了……^_^


还有就是,相对而言,女生进投行是不是要比男生困难?


[此贴子已经被作者于2006-3-12 17:42:36编辑过]
13#
发表于 2006-3-12 18:16:00 | 只看该作者
以下是引用amazingsummer在2006-3-12 17:40:00的发言:

hello, icbcbj,谢谢你的光速回复,:-)


还有一个粗俗的问题,中国大陆过去的兄弟姐妹们,毕业后留在伦敦当地工作的多吗?---for MiFFT2005, seven.
感觉20000GBP的贷款,说多不多,因为如果毕业后有10K-30K的sign-on bonus,一下子也就还清了;说少又绝对不少,如果毕业后工作不理想,债路漫漫啊!----10k-30k sign on bunus...you are the most optimistic guy i' ve known so far...

兄弟你觉得当前伦敦就业形势如何啊,就中国大陆毕业生而言。问题比较妖俗,见谅了……^_^----good for this year...not sure for 2007


还有就是,相对而言,女生进投行是不是要比男生困难?---all cases are based on your backgroud and your luck.



14#
 楼主| 发表于 2006-3-12 19:04:00 | 只看该作者

icbcbj, thank for your pertinent reply!

I am not optimistic at all. I just read sign-on bonus from LBS 2005 employment report, so a bit curious if it is common for Chinese graduates.

btw, is there any case that LBS graduates apply for top IB analyst position if he/she previously doesnt have globla IB experience? will it be a shame?
for example, apply for third-year analyst job rather entry-level associate job
[此贴子已经被作者于2006-3-12 19:04:35编辑过]
15#
发表于 2006-3-12 19:57:00 | 只看该作者

发表一点意见吧


那个emloyment report,在开头时候说Of the class, 95% completed,the survey and 62% supplied salary information.所以个人觉得薪水的问题只能做个参考


recently watched an interview by CCTV9 with a female president of an asset management company in London. She said that in trading, it's very male dominated, and it is not a particularly friendly environment to women. Recently more and more women have got into sales and research.

16#
 楼主| 发表于 2006-3-13 21:37:00 | 只看该作者
请教:大家觉得reservation fee怎么支付,最简便和低成本呢?

是不是把钱都存进信用卡里,然后让学校划帐最time/cost-consuming呢?
17#
发表于 2006-3-13 23:56:00 | 只看该作者
Hi, as to sign on bonus, that's too far for you and I don't think it's very important. Any one-off thing is not as important as selections that have long-term impact. Normally IB and consulting firm will pay sign on bonus if you join them before graduation, no matter you are Chinese or not. So the question is who get into the two industries.
As far as I know, no MiF applies for analyst position in IB even if they don't have IB experience.

As to payment, I used my credit card last year. But later I realized that the bank will charge me 1-2% FX charge as the payment is not in USD/CNY. Maybe you can try bank DD. My experience told me that bank charge dosen't matter, the most important is FX conversion loss as if you have USD bank notes, then you need to pay 1-2% chaozhuanhui (cash account to TT account) before remittance. Of course you need to pay for the bid/offer price if you don't have GBP.
18#
 楼主| 发表于 2006-3-14 11:16:00 | 只看该作者
凯文师兄(还是嫡亲的) ,谢谢你啊!谢谢你中肯的意见和实用的信息!


[此贴子已经被作者于2006-3-31 16:52:33编辑过]
19#
发表于 2006-3-15 16:14:00 | 只看该作者

getting 20k from HSBC is not difficult.  I borrowed the money easily, and all my colleagues managed to get the money.


if you get a job in UK afterwards, don't worry about the repayment.  the loan tenor is usually 5 to 7 years, and you don't start paying back until 6 months after finishing study.  BUT, forget about the signing bonus!


also, feeling that you don't have a good understanding about IB.  Think before leap.

20#
发表于 2006-3-15 17:29:00 | 只看该作者
以下是引用wonderpiece在2006-3-15 16:14:00的发言:

getting 20k from HSBC is not difficult.  I borrowed the money easily, and all my colleagues managed to get the money.


if you get a job in UK afterwards, don't worry about the repayment.  the loan tenor is usually 5 to 7 years, and you don't start paying back until 6 months after finishing study.  BUT, forget about the signing bonus!


also, feeling that you don't have a good understanding about IB.  Think before leap.


while the interest is accumulating ...

您需要登录后才可以回帖 登录 | 立即注册

Mark一下! 看一下! 顶楼主! 感谢分享! 快速回复:


近期活动

正在浏览此版块的会员 ()

手机版|ChaseDream|GMT+8, 2024-12-28 15:30
京公网安备11010202008513号 京ICP证101109号 京ICP备12012021号

ChaseDream 论坛

© 2003-2023 ChaseDream.com. All Rights Reserved.

返回顶部