CUHK MACC面经 20200121

绯湮

1.21下午4:40的场，30分钟左右，2位老师5位同学

【part1】
自我介绍，something interesting

【part2】
一个case
A virtual bank is defined as a bank without a physical branch in which all services or transactions such as loans, deposits etc. are conducted online. In fact, the trend of electronic banking services has existed for a long time and major banks have already lauched their own mobile phone applications to advance their services. However, the reason why virtual banking is ar a highly-advantageous position is not about its focus on pure electronic; but to further enhance banks' operational efficiency by applying new financial technology(FinTech). For instance, loan procedures are often very complicated for tradtional banks. Instead of using tradtional credit rating, virtual banks will use technologies like the big data to quickly assess the credit rating of customers and the process is much faster and comprehensive.

问题是：
What is the impact of virtual banking on financial markets? What are the potential problems of virtual banking?

【part3】
Q&A

timeline
11.05 提交申请
11.06 交齐推荐信
1.15 收到面试通知
1.21 面试

加油小阿莓

谢谢楼主的分享！

LINNN'

请问楼主收到offer了吗

listentomyheart

楼主好牛逼啊part 2 记得这么清楚！！！