北大硕士商业银行总行前台申MBA，求建议

longforyou89

麻烦各位论坛前辈了。
北京重点财经本科，北大光华研究生，11年7月毕业后在某商业银行总行前台部门上班，毕业后一直从事的是地产融资业务。
本科GPA 3.6 研究生差不多。对经济金融知识较熟悉。
目前税后年薪大概40w，申MBA主要是因为想毕业后留在美国的地产私募基金，如黑石、凯雷之类的。
请问：
1）我的情况通过MBA转换职业方向可行吗？大概能申到什么样的学校或者什么样的学校可以找到上述企业职位？毕业后能转到理想的岗位吗？
2）中肯可行的准备建议。
谢谢各位了！

QINGMO17

JKNASH 发表于 2015-2-18 02:00
I don't think the OP would end up in a $10k job after a top US MBA program

嗯我没说top学校就是“top 5学校”。不过说实话，100k税前跟120k税前区别真的没有太大（尤其考虑到纽约/湾区这种地方高昂的生活成本），signing bonus通常至少要待够两年以上才能拿满吧？year-end bonus到手能有六成半就不错了；再考虑到中美多少还是有购买力差异，我真不觉得LZ在这边的post-MBA package会比ta目前在国内的package好太多。而且这位LZ的问题是ta想留美而且转行到一般中国人很难进入的行业，不说绝无可能，总归是步步惊心，光身份问题（OPT-H1B-绿卡（most likely go for EB2))就够纠缠挺久的。
当然人总有追求自己梦想的权利，我也没有故意要泼LZ或其他人冷水，只是基于自己的生活经历看美帝的高税率不爽而已。如有冒犯请见谅。

tanklance

如果LZ后几年在大陆银行圈有跳槽或者晋升的空间，那真没太大必要念书了。

Alex0315

请问地产融资是什么？是向开发商卖贷款吗？
如果不是知名投行的背景，很难留下，更别说PE了。

guoziyang1983

其实关键是自己的背景能否让mba变成催化剂来发生好的化学反应。
比方说，对于mnc的管培，咨询（sponsor为主），各种marketing，码农产品经理来说，mba确实是职业提升的正常环节。
金融其实一直是一个比较难定义的局面，特别国内行背景，
去年有个国内总行作股权投资的哥们刚刚m7毕业，工作在美国一直没找到，据他说，在投简历时，明显还不如四大的，无他，就是因为是国内金融背景，别人相对认可性不如跨国企业。
当然，事情有很多面，还有人公务员背景通过mba去了华尔街pe的。
只是如果以留美国作为统计，可能数据比较残酷。cd上报喜不报忧。
其实有个好方法，楼主可以把自己简历修改下，名字换掉，加上沃顿mba毕业，尝试在国内找工作能否找到比现在更好的

bigshort

误人子弟的评论是在太多，我忍不住了。40W RMB (=70k USD?)的收入Top MBA 在入学里其实算偏低的，根本不算有什么机会成本。主要需要考虑的是毕业以后做什么，留美的话没有 2yrs IBD + 2yrs PE工作经验很难去mega fund，以楼主过往的经历找banking或者consulting倒是有机会；回国的话要考虑pay，国内除了professional services以外钱都不算多读书帮助也不大。最后如果申请的话楼主需要多包装一下自己，我不太清楚什么叫“地产融资”——is it equity or debt (and what trenches of debt) raising? from whom? is it a open or close ended fund?我这么问是因为commercial lending是在admission office看来非常不性感的行业，而且和投行申请人竞争，所以需要包装

JKNASH

QINGMO17 发表于 2015-2-7 13:02
LZ这机会成本也太大了：在美帝top学校MBA毕业之后一两年之内的税后中位数收入也就是你现在这个数（年薪$100 ...

If you look at the top 5 MBA employment report, the average starting base is 120K, signining 20k, and year-end bonus. And that is just all industries, if OP is aiming for PE, then the answer is pretty clear here

JKNASH

QINGMO17 发表于 2015-2-7 13:02
LZ这机会成本也太大了：在美帝top学校MBA毕业之后一两年之内的税后中位数收入也就是你现在这个数（年薪$100 ...

I don't think the OP would end up in a $10k job after a top US MBA program

JonFrank

Hello there, my friend. I saw this post and I wanted to respond personally. I came from a Real Estate background before going to Harvard, so I know a lot about that world Now, there's a LOT we'd need to discuss (and a LOT I'd need to know about you) before we can really assess which schools you can target. We'd need to talk about your GMAT and TOEFL score, I'd need to better understand what you do at work every day (do you have International experience? Leadership experience?), and I'd also just want to know more about who you are as a person OUTSIDE of work (because the bschools take that very seriously). Those things are all going to play a BIG role in your overall profile/candidacy, and in order to truly assess your chances and help you come up with a plan... well, we're going to need to know about all of it!

But for now, I'll tell you this: it is definitely possible to use an MBA to make a career shift. That's why a LOT of people want to go to business school. In fact, that's why I wanted to go to business school! I wanted to move from real estate into more of an entrepreneurial role. And it worked :-D Buuut the thing is, in order to get IN, you may not want to tell the admissions committee that you want to switch careers. Why? Because the adcom is looking for people who have the BEST shot at getting a job when they graduate. And if they are comparing you, someone with NO real estate PE experience, to someone who DOES have experience in that space... the guy with the experience is going to have a much better shot at that job. Ya know? Career changes are risky in MBA applications. Your job as an applicant is to connect your past experience to your future goals. So that means we either have to dig deep into your current role in order to make that connection so the adcom sees that you CAN make that switch... or we need to list different goals in your applications that DO connect to your current experience. Once you get in, you can do whatever you want! But in order to get admitted, we may want to play with those goals a bit so they are more realistic to the adcom.

Your career goals are going to be the most important part of your application. Everything else you say in your apps will be built on those goals (why you need an MBA, why now, why that school specifically). So that means your goals need to be VERY strong, VERY specific, and VERY strategic. This is also the hardest thing to pin down.... and if you don't do it right, the rest of the application will cave in. So let me know if there's more I can do to help! I'd love to hear more about your profile, and help you start thinking through this process and how you are going to brand yourself. If you want to chat more, just message me on We Chat!

Best,
JF

wmsimon

目测LZ两年后在国内应该至少税后50w+了，读完书反而要重新寻找合适的岗位，更不用说2年的机会成本了。其实光华的硕士已经足够LZ驰骋大中华区了，真没太大必要再去读个硕士。说实话留美做地产私募基金还是很难的，还是国内早早占坑更实在些