Hello my friend--and thanks SO much for the note. Happy to offer up some thoughts here, as always. Yes, accounting programs are going to be easier to get into--especially at the top levels. The trick is...do you wanna be an accountant? Most people do NOT want to be accountants, hahaha. After all, that work gets...boring! If you can drive your GMAT even higher, you will be able to get into your target schools--if you do a GREAT job on your apps of course. But if you DO improve your GMAT, and if you get a 105+ on your TOEFL, you will ALSO be competitive for MSF programs. So which are you more passionate about? That is what you should pursue my friend... Hope this helps, and good luck!