传送门：
sd哥申请参考系列之一：sd哥的背景与选校
sd哥申请参考系列之二：Applyyourself申请系统的详细介绍1
sd哥申请参考系列之六：推荐信的写作和线上提交 （写作中）
sd哥申请参考系列之七：TOEFL与GMAT的官方送分
sd哥申请参考系列之八：申请材料写作的参考资料
sd哥申请参考系列之九：RochesterMSF简介与Essay、工作信息表分享
sd哥申请参考系列之十：Brandeis MAief简介与Essay分享 （本帖）
sd哥申请参考系列之十一：Tualne University MFin简介与Essay分享 （写作中）
sd哥申请参考系列之十二：University of Maryland MSBF简介与Essay分享
sd哥申请参考系列之十：Brandeis MAief简介与Essay分享
Wikipedia
中文站资料少： http://zh.wikipedia.org/zh-hans/布兰戴斯大学
英文站资料全： http://en.wikipedia.org/wiki/Brandeis_University
Brandeis 排名
USNews本科：32 USNews商学院：N/A QS世界排名：327 THE世界排名：164 上交世界排名：201-300
Brandeis 地理位置
麻萨诸塞州的沃尔瑟姆，在英格兰东南部，波士顿的西部郊区，到剑桥以及波士顿大概有半小时车程。
Brandeis MAief 相关链接
项目主页： http://www.brandeis.edu/global/academics/ma/
学费信息： http://www.brandeis.edu/global/admissions/tuition/index.html
课程安排： http://www.brandeis.edu/global/academics/ma/curriculum.html
专业方向： http://www.brandeis.edu/global/academics/specializations/index.html
录取要求： http://www.brandeis.edu/global/admissions/program/ma/ma-requirements.html
截止日期： http://www.brandeis.edu/global/admissions/deadlines.html
Brandeis MAief 申请注意事项
1.虽然学校有可能会要求你递送GMAT与TOEFL的官方成绩，以及邮寄学校官方出具的成绩单，但这些对申请材料的审核来说并不是不可或缺的。换句话说，你跟Brandeis说一下，就可以不递交这三份官方材料了，只需在网申系统上传。
2.不需要护照扫描件，不需要资产证明。
3.此学校还有一个为期一年的MSF项目。经过询问，得到官方答复是，“没有正式工作经验的话，建议申请MA项目”。
4.此项目期限是两年。
5.商学院很新，成立十年左右。据说是因为没有达到资格而没进入USNews商学院排名。但是这个学校的MAief项目——我曾经从某处看到过——是“非经验类型MSF”第一名。具体请大家自行调查。
6.建议早申请，时间优势在这所学校体现得十分明显。
7.学校需要LikeLive虚拟面试。
Brandeis Essay1 分享
1.What international/cross-cultural experiences will you bring toBrandeis International Business School and how will this contribute tothe classroom? 对于这一题，sd哥有一些看法。有些CDer认为，这个问题问的是我们大学时期的国际交换经历。但是sd哥看到这个题时的第一感觉是，这道题的实质是问申请者本身的背景能否为Brandeis促成一定的文化与国际之间的交流。换句话说，这道题并非是问申请者有没有国际交换经历，而是问申请者的国籍与文化背景能在什么方面、如何丰富和充实Brandeis。根据这种观点，sd哥写的Essay1可能与绝大多数的申请者论点不同。
China possesses both rich cultural tradition and prosperous economy and increasingly exerts its influence on every corner of the world. Nobody should neglect China or negate its crucial role in the development and prosperity of the world economy and culture. However, the truth deep inside Chinese society and economy is somewhat different from the superficial prosperity. My twenty years of living and study experience in China provides me with profound understanding of and original opinions on Chinese culture, society and economy. I can bring firsthand material and information as well as an insider's perspective of China to Brandeis International Business School and at the same time help my classmates deepen their understanding of China.
China is the only country in the world whose history lasts for more than five thousands years without break off. Chinese traditional culture has been getting vitality and popularity in many other countries. More and more foreigners come to China not only for sightseeing, but also for experiencing Chinese amazing culture personally. But the long lasting culture is a double-edged sword. On the one hand, it enriches people's spiritual life. On the other hand, it holds the freedom of thought in constraint. For example, there's an old saying goes like this: "Everything is inferior to reading books." Edified by this thought, almost everyone has attached excessive importance to studying in schools. A large majority of parents believe that only by going to schools and attending colleges can their children enjoy a successful and happy life. Those parents look down on and laugh at other's kids when they fail to catch up in classrooms and drop out early to apply for jobs. Even though some people have realized that going to schools might not be only way out and tried to break through, they have finally compromised to the invisible disdain and discrimination that come from their stubborn peers. This phenomenon, however, is just a minor aspect of the side effects of the long history. I could provide my classmates in IBS with thorough examination of Chinese traditional culture and help them absorb its essence and resist its dark sides.
As the biggest developing country and socialist country, China owns a unique model of economic development and has developed by leaps and bounds in the past thirty years. Its economic growth has been regarded by many western economists as a miracle and unbelievable. However, as a citizen who have lived inside this country for more than twenty years, I know clearly that there are many maladies and risks concealed by the economic prosperity. For instance, the rapid economic development has been mainly driven by government investment, but the excessive government interventions in economy, combined with corruption and rent-seeking, have greatly hindered the formation and operation of efficient market. To make matters worse, a large proportion of financial resources of government investment comes from bank loans, and government debt has been growing rapidly in the past decades, trapping some local government in debt crisis. In order to make up the debt and keep developing, local governments have to sale lands for high price. Aided by speculative hypes, this strategy immediately contributes to the current property bubble, worsening economic burden of common people and resulting in social contradictions and economic instability. Cases like this one are beyond count. I could provide my classmates with original insights into and comprehensive analysis of Chinese economy, enrich classroom discussions and help them deepen their understanding of the real China.
Brandeis Essay 2 分享
2.In what ways do your academic background and recent professionalor managerial experience provide evidence of your potential for successin the program you selected? In your eventual career? Please providespecific examples of relevant coursework and/or experience. In my undergraduate years, I had taken a wide range of finance-related courses. Fortunately, I found them interesting and intriguing. Every course seemed like a living individual trying to make friends with me, and we became congenial companions as soon as I recognized its unique characteristics that fascinated me. Microeconomics and Macroeconomics opened the door to finance for me. The mathematical analysis of demand, supply, cost and profit helped me form the economical thinking logic. The illustration of economic growth model enabled me to understand the economic situation of a certain country. Fundamentals of Corporate Finance taught me discounted cash flow valuation and strategies to make capital budgeting decision. Investment introduced CAPM and APT models to me and I also found that the combinations of options and futures discussed in Fundamentals of Futures and Options Markets were quite interesting. In addition, I've also accomplished the studies of Statistics, Econometrics, Accounting, C programming, MATLAB processing, etc. It is worth mentioning that my bachelor's degree thesis—The Development and Utilization of Graphic User Interface (GUI) of Stock Price Prediction Models—was voted as one of the most outstanding theses of my university. My undergraduate study experience has laid me a solid knowledge foundation for my future study. My familiarity with financial theories and models, combined with my proficiency in computer programming, will certainly ensure my accomplishment of post-graduate study.
As a student recently graduated from university in June, I haven't gotten any full-time job experience yet. But I do have obtained two internship experiences. The earlier one in Qilu Securities was required by my university for my graduation. And the current one in Agricultural Bank of China is chosen by myself in order to enrich my experience and deepen my understanding of my dream job. As an internship investment consultant in Qilu Securities, my responsibilities included to provide investment advices and to promote financial products to my clients. I sold ￥1,850,000 Qilu Huijin—a special kind of monetary fund—via interviews and telemarketing in two months. Now I have been working as the internship assistant of the vice president in Agricultural Bank of China. My primary responsibility is to analyze and evaluate loan applications. By the end of August, I have verified and submitted to my superiors for further examination of 7 loan applications and 1 mortgage application and detected 2 invalid applications with contradictory or false identity information. To conclude, both of the internships are of great value for my future study and career development because they have offered me a chance to combine real practice with what I have learned from classrooms. What's more, they have also helped me evaluate my career goals and form a clearer path toward my goals. I've also learnt how to communicate effectively with colleagues and clients and become familiar with general loan business. Apart from these two internships, I trade stocks by myself. It's worth mentioning that in the second semester of my sophomore year, I set up a small club named "Stock Trading Club", in which six of my classmates interested in trading stocks took part, and two of them actually preferred trading gold and silver. Although our obsession to stock trading had negative impact on our academic performance, we enjoyed ourselves in the rise of stock prices. Heated debates were inevitable, but we managed to make trading strategies together. It is memorable that after my detailed investigation and research, I successfully persuaded my fellows to buy in Changqing Group (002616)—one of the few stocks that lagged behind in performance compared with other stocks in the same section—in October 2011 and this decision brought we two "rising limits". Unfortunately, we lost 3% of our principal in the 10-month operation from early 2011 to early 2012 because of the bad market performance and our lack of practical operational experience and skills. However, this experience is still priceless to me because it has made me understand that only by keeping enriching our experience and developing our practical skills can we stand out and remain invincible in this ever-changing financial market. Last but not least, it has also improved my awareness of teamwork and ability of leadership and persuasion.
Brandeis Essay 3（optional essay）分享
3.Brandeis IBS offers specializations in Asset Management, BusinessEconomics, Corporate Finance, Data Analytics, International Economic PolicyAnalysis, Marketing, Real Estate, Risk Management and Sustainability. Whichspecialization is of interest to you? How will it assist you in your eventualcareer?" Risk Management is of my greatest interest.
I have been dreaming to become a professional and prestigious banker since childhood. Bank, however, is where risks congregate. The majorities of bank’s risks come from the uncertainty of its revenue and are composed of countless factors such as credit risk, liquidity risk, interest rate risk, off-balance sheet business risk and investment risk. The importance of risk management in banks can be best illustrated by the bankruptcy of Barings Bank. Although the immediate cause of the bankruptcy of Barings Bank was the crush of Nikkei and Nick Leeson's inappropriate operation, the root cause was the out of control of banking management and the failure of the fundamental internal control mechanism. Another fresh example is Lehman Brothers. Even though Richard Fuld—the former CEO of Lehman—has asserted that everything eventually happened to Lehman Brothers was caused by the lack of confidence, I believe firmly that the loose regulations from both within and outside, as well as the failure of risk control mechanism, were the real Satan behind Lehman's bankruptcy.
My study and internship experiences have provided me with certain understanding of the risk situation in Chinese banks. Even though the formerly state-owned banks have finished the so-called "Demutualization Transformation", national credit and enterprise credit still mix together to some extent, covering countless hazard credit risks underneath. What's more, the People's Bank of China—the central bank—prefers regulating macro economy through frequent open market operations, thus indirectly inflicting liquidity risk and interest rate risk on commercial banks. The incredible rise in SHIBOR in June, I believe, does have something to do with the regulations of the central bank. During my internship in Agricultural Bank of China, I've found that the examinations of the financial situation of borrowers are not strict enough. Urging borrowers to repay the overdue payments can't be more common, and even though the bank requires borrowers to sign guarantee contracts with several appointed guarantee companies, defaults are still not uncommon.
Fortunately, Chinese banks have realized their mistakes and tried to improve their situation. Apart from the increasingly sophisticated risk management and supervision, they are in keen search for professionals specialized in risk management. My immediate superior has also encouraged me to pursue a master's degree and told me that risk management might be a perfect choice. A specialization in risk management can make me fit into the exact need of Chinese banks and help me get a job in risk control department. I believe that what I'm going to learn in the field of risk management can be of great value in the future development of Chinese bank, and therefore I will get an adequate arena to consummate my talents and to put my knowledge and skills to good use. Based on the success of this endeavor, I see myself in the future as a senior manager actively making general investment and risk management decisions. In short, a specialization in risk management can pave a shortcut to my future career, lay me a solid foundation for my future career development and enable me to catch up the developing trend of banking management.
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发表于 2014-1-9 11:33:39
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帮顶！！！虽然B家后来一直在发WL和Rej，但还是希望后几轮的有lucky dog被录~不然也太搞了
