【每日阅读训练第四期——速度越障20系列】【20-02】经管-Bank

totti_roma

1.1'10
2.1'08
3.1'12
4.1'01
5.1'11

obstacle 5'23
benefits of USPS
congress support post office

carolxxchen

回来看了一下,发现小分队越来越壮大了!(还多了很多铁板烧.....)spencer也还在. 暑假二战,我又有什么理由不回归呢

solocat1014

补交作业
1'10
Introduce what the bank is and explant why we should have a bank account.

1'11
several points are given out for the benefits of using bank account to save your money.

1'25
how banks work?
Banks get deposits from depositors so that they will have money to make loans. Then they pay depositors interests earned by making loans.
1'02
You have a wide array of other banking organizaitons, such as credit unions and saving institions, to choose from.

1'01
0'59
Obstacle
3'57

泽逸

经管比较简单...
1.00         The definition of Bank& importance of Bank.
1.03.6 Bank transaction procedure and saving bank account information.
1.11.33 How do bank make profit throught loan and the other service of Bank.
1.06.41The stock value of Bank will continue to rise due to economic stability.
1.24.65Rising interests rate didn't risk as many concerned. And bank still make profit and market make better achieve.
5.52.65 A proporsal of hybrid has come into discussion. The definition and background of Hybrid parternship.
USPS may suffer loss throught this action and possible solution including less redical one.
And the attitude of Offcial authority is not very approval and they think is much like a structure problem.

peby1223

1:50
2:00
1:43
1:53
2:05
8:50

joanfighter

time1 00:00:59.57
why we need to know about the meaning of bank. and what the bank really is, and the really function the bank owns. bank is a financial institution that can help you to manage your money that your assert will be kept in safe by a federal institution.
time2 00:01:02.33
the bank accounts are important for all the people including your business partners and your employers. it is timesaving because it can help you to use your money more flexibly. take an example that your creditors take your check to withdraw your money. meanwhile, you can gain interests by your deposition.
time3 00:01:05.20
how do banks earn profits? by the difference between the loan they lended and the money they have. another function for banks is to lend money to other business cooperations instead of pirvate individuals. this way can keep the personal assert safe and earn the interests meanwhile. there are other functions we can explore on the internet.
time4 00:01:03.60
whether or not to buy into the banks is a problem confusing some people. to figure this question out we should ask some experts in this field. an analysts says that if the whole economy goes well banks will goes well too. and he or she thinks that since the whole economy goes well it is safe for us to buy into banks.
time5 00:01:42.49
fed has investigated lots of money in financial systems and this action lead to some arguments about it. the interest rate does effect the whole economy. if the interest rate goes up, the more housing are selling and more people will consume goods. the ecnomy will be booming because of it.
time6  00:05:46.97
main idea: the post indutry are changing these years. new trend known as private-public partnership is famous in this industry.
altitude:positive
para connecting:
this new trend named as ppp is new fashion in this industry. this industry now is public for private companies.
this new trend brings some effects in some ways. first the unempolyment rate will rise. second the competation will be force.third the income will be decline. meanwhile it brings some bad effects such as financial crisis.
but this new trend is efficient for the indsutry development.
辛苦啦辛苦啦。。。很有意思~

XLJIAYOU

1：39
what is bank and why do you need a bank account?
1:40
some reasons that why you need a bank account.
1:37
how banks operate?
1:45
bank stocks are associated with economy
1:34
the bank is complex and it has a long way to go.
5:33
the feasibility analysis about creating a "hybrid" United States Postal Service.

daisydoris

time 1 (238）1'07
time 2 (231)1'21
time 3 (234) 1'05
the rest (169) 51'
time 4 (226) 1'12
time 5 (261) 1'20
obstacle 5'07

heroyuzhe

1;08
1:13
1:03+0:48
1:07
1:34
obstacle
5:00

Jesyishuang

01:21 A bank is a financial institution which is safe and insured, so everyone needs a bank account.
01:27 The reasons why a banking relationship is vital.
00:57 How does a bank loan money to businesses and consumers?
01:21 Whether or not to buy into banks is determined by the economy.
01:27 The operation of banks can also have impact on the economy.

05:24
Main idea: How to fix the USPS’s financial problems?
Attitude: Objective
Structure:
1)A proposal
-weakness:The USPS’s mail carriers would keep their “letterbox monopoly” on existing delivery routes, and the Postal Service would determine a national average for delivery costs that it would charge those private carriers.
-advantage:In theory, opening up the USPS’s services to competition would allow it to operate much more efficiently, and save costs.
2)other recommendations
-cannot fundamentally alter the way the Post Office operates
3)something should be done to make the USPS efficient