Hey there—first of all, what a great set of choices you have! I love to hear such great news, congratulations!
Now first of all, you cant go wrong here. Between the two great schools you’ve been accepted to, and the scholarships, they are BOTH great choices. But I agree with you 100%, Cornell is better for you—both for finance, and for going back to China. It is in the Ivy League, and they are better connected in finance as well (especially if you don’t wanna be on the West Coast after graduation.) So take the $40K, and go to Cornell. J Easy—good luck my friend!