问一个也许很弱的问题

winny0821

The loan company announced it would soon lend money to borrowers with proven records of their not paying back their loans on time, collectively known as the subprime lending market.
A.    of their not paying back their loans on time,
B.    of not paying back their loans on time, a group
C.    of not paying back their loans on time, with such a group
D.    that they do not pay back their loans on time,    
E.    that they do not pay back their loans on time, such a group

这道题为什么不能用动词 优于 名词 优于 动名词 的方法排除 A,B,C呢
谢谢赐教,无量功德

cc621josh

任何方法都不是绝对的，选相对优的，答案是B吧？