以下是引用Shuzhen在2003-8-3 21:07:00的发言:
高人高人,怎么一下子被你说中了呢?你看:Admitted applicants must furnish proof that they have adequate financial resources to cover the cost of one year of study. Alternative loans cannot be considered as a financial resource. Chicago GSB currently estimates that U.S.$60,245, exclusive of airfare, is needed to support an unmarried fulltime international student for one academic year. This amount will increase for the 2004-05 academic year. Because financial aid for international M.B.A. students is limited, applicants are urged to investigate funding sources in their home country. Many government ministries of education, employers, and banks may offer assistance in the form of grants and loans. International students may also apply for interest-bearing alternative loan programs available through private U.S. agencies. These programs require the applicant to have a U.S. Social Security number and may require a credit-worthy cosigner who is a U.S. citizen or U.S. permanent resident residing in the U.S. Further information can be obtained from our web site or by contacting the GSB Office of Financial Aid at +1 (773) 702-3964. 第一:涨价了; 第二:奖学金少了; 第三:贷款要美国cosigner了。
这下子偶真是不知道如何是好了。幸亏时间还多,偶再找找别的学校吧。
Shuzhen, 不对呀, 我在网站上看到的还是有No-cosigner loan的,只是一年仅$35000:
Aid for Full-time International Students Comparison of available loan programs
Admitted, full-time campus international students are considered for scholarships. Students holding any type of visa are NOT eligible for any federal loan programs. Students are encouraged to investigate funding sources in their home country. Many government ministries of education, employers, and banks may offer assistance in the form of grants or loans. There are two University of Chicago loan programs for international students. One requires a cosigner and one does not require a cosigner. Students must have a U.S. social security number and a U. S. address before applying for either loan program.
If you are applying for the loan requiring a cosigner, you and your cosigner must be credit worthy. The cosigner must be a U.S. citizen or permanent resident currently living within the United States. Students borrowing under this loan plan can borrow the entire cost of attendance for one year minus any scholarships or other financial assistance they have received. The interest rate while the student is in school is the current 91 day U. S. Treasury Bill PLUS 3.25% and is adjusted quarterly. The interest begins to accrue when the loan funds are disbursed to the student. The interest can be paid quarterly or capitalized before the loan goes into repayment. There are no fees. The total aggregate amount a student can borrow is $120,000. Repayment of principle begins 6 months after leaving school and there is a 20-year repayment period. Interest in repayment is the current 91 day U. S. Treasury Bill PLUS 3.4% and is adjusted quarterly.
If you are applying for the loan not requiring a cosigner, you must be credit worthy. If you do not have a credit record in the United States, you are considered credit worthy. You can borrow $35,000 each academic year for a total of $70,000. The interest rate is the current 91 day LIBOR rate plus 3.5% and is adjusted quarterly. The interest begins to accrue when the loan funds are disbursed to the student. There is a 5% insurance fee that is deducted from the loan amount before the funds are disbursed to the student. Repayment of principle begins 30 days after leaving school. The interest rate in repayment is the current 91 day LIBOR rate plus 3.5% and is adjusted quarterly. There is a 20 year repayment period.
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