Shall we use up all money that we have made? Definitely No. But shall we try hard to save every penny for future use? The answer, again, is no. We should not go from one extreme to another, and we should keep a balanced plan in our budget. I am not here to confuse you. Let me explain my opinion here. True, money is earned to spend. But so long as we are living, we need money to support our life. And life does not stop when we are sick or when we retire. For most of us, leaving their works means a dramatic deduction of what we can make. In addition, life is not always ideal. People do have serious diseases. To make things worse, we probably need more money at that time to cover the soaring medical treatment and personal care expense, both a money drain. Without savings, we will soon face unsolvable hardship. We may have to choose between live longer or live better. Do we want to make this kind of sad choice? Therefore, savings is too important for us to prepare these rainy days. However, worrying too much about the future and saving too much is not wise as well. Saving more translates to spending less directly, and spending too little means the quality of life will drop. We all have only one life to live. Time flies and never comes back again. Therefore, we will be regretful in the future if we missed our happiness. Do not hesitate to buy a camcorder to record the birth of your dear children; do not miss a dream concert to meet your favorite singer; do not wait until you are too old to travel. The balance is not easy to define, and people from different background may think differently. That is ok, so long as we are confident that we are living a splendid life, so long as we are sure that our future will be brighter.
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