写作新人求指教

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作文总写不好，请大家帮忙看下吧。求很批，谢谢

题目：Is it better to enjoy money when you earn it or is it better to save your money for some time in the future? Use specific reasons and examples to support your opinion.

这是我的作文：

My mother always teaches me that it is essential to save money for future life. But in my eyes, this view is out of time. If I earn money, I should use it to invest for getting more money or to enjoy my life now.

First of all, prices of everything are rising quickly. It is almost impossible for us to buy things we urging just by saving money. Everybody knows that houses are important for Chinese families. Before a new couple getting married, a new house is indispensable. However, the price of houses is so high that many people cannot afford it. If a young man want to give his lady a comfortable house just by saving money, it is much difficult to come true. According to a recent research, if a common employee want to buy a house by saving his salaries, this process must keep 20 years. Therefore, having a house totally belonging to ourselves becomes a dream, which will never be reality. But in another strategy, we use our money to invest, to develop our own companies. We might accumulate a big fortune quickly and buying a new house is easy enough.

For another reason, We should enjoy the current life. Happiness is the ultimate goal for everyone, and earning money is just a tool to achieve this goal. Sometimes, we get a sudden inspiration to buy something. If we just consider save money for the future and refuse this opportunity for happiness, we may never get this feeling again. The story of mine about buying cellphone might be a powerful evidence for this point. At the end of last semester, a new kind of cellphone which had many functions caught my eyes. I thought if I got one, I would be happy for several months. However, considering about reserving money for next semester, I did not buy the cellphone. Then I was in a good condition of managing money and had a surplus this semester. When I decided to buy this cellphone, it has already stop producing. Finally I never have the opportunity to enjoy the happiness of getting this cellphone.

As a result of today’s society changing by such a fast speed, we should enjoy current life. Nobody can predict conditions in tomorrow. Money we saving hard today might be no meaning for tomorrow. Furthermore, we might miss today’s happiness because of the thought about restore money. Therefore, I prefer spending money on something deserved rather than store it for unpredictable tomorrow.