申请时候的FINANCE FORM 该如何填，请帮忙教导一下

"Financial Resources

International applicants applying for an F-1 visa should  complete the Certification of Finance Form.  Proof of funding is not required at the time of application.  Applications will not be reviewed without the finance form. Approximately $49,000 annually is required for educational and living expenses. If admitted, evidence of funding for the first year must be submitted with an indication of sources of financial support for subsequent years.
                (Susan: It is confusing that should finance form be delivered when applying or after admitted or both.) "

这是SMITH网站招生页上的一段文字。在线申请的时候，Finance Form该怎么填呢？“$49,000 annually ”对我而言肯定太多了，我该随便填一个金额，还是应该如何把握，填写这张表格的时候需要注意什么呢？

http://forum.chasedream.com/dispbbs.asp?boardID=13&ID=173361&page=1

看这里面的第四条