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背景：
1.本科211, 985学校，economy，GPA 90;
2. master, HK, economy, GPA 3；
3. master 毕业后做full-time RA，more than one year, 老板是finance的，合写了一篇working paper；
4. poor English scores: GMAT 680， T is not available now, around 90;
英语成绩太差了，但也没时间准备再考了，想申请phd finance or econ, 请帮忙定下位，O(∩_∩)O谢谢~

master选了些phd level的课，基本就拿了b...