问个很弱的问题

For most consumers, the price of
automobile insurance continues to rise annually, even if free of damage
claims and moving violations.E

(A) even if

(B) despite being

(C) even if they
are

(D) although they
may be（C）

(E) even if
remaining

答案是C，我明白，但是E为什么错，请明白人也给讲讲，谢谢