just 4 fun

de following CRs are extremely fun if you could work them out (although am not sure if you have seen any of them before).  but i've seen any of them, or similiar ones in any real test

1. Consumers in California seeking personal loans have
fewer banks to turn to than do consumers elsewhere
in the United States. This shortage of competition
among banks explains why interest rates on personal
loans in California are higher than in any other region
of the United States.

Which of the following, if true, most substantially
weakens the conclusion above?
(A) Because of the comparatively high wages they
must pay to attract qualified workers. California
banks charge depositors more than banks else-
where do for many of the services they offer.
(B) Personal loans are riskier than other types of
loans, such as home mortgage loans, that banks
make.
(C) Since bank deposits in California are covered by
the same type of insurance that guarantees bank
deposits in other parts of the United States,
they are no less secure than deposits elsewhere.
(D) The proportion of consumers who default on
their personal loans is lower in California than
in any other region of the United States.
(E) Interest rates paid by California banks to deposi-
tors are lower than those paid by banks in other
parts of the United States because in California
there is less competition to attract depositors.


2. Technically a given category of insurance policy is
underpriced if, over time, claims against it plus
expenses associated with it exceed total income from
premiums. But premium income can be invested and
will then yield returns of its own. Therefore, an
underpriced policy does not represent a net loss in
every case.

The argument above is based on which of the fol-
lowing assumptions?
(A) No insurance policies are deliberately underpriced
in order to attract customers to the insurance
company offering such policies.
(B) A policy that represents a net loss to the insurance
company is not an underpriced policy in every
case.
(C) There are policies for which the level of claims
per year can be predicted with great accuracy
before premiums are set.
(D) The income earned by investing premium income
is the most important determinant of an
insurance company’s profits.
(E) The claims against at least some underpriced pol-
icies do not require paying out all of the pre-
mium income from those policies as soon as it
is earned.


3. Purebred cows native to Mongolia produce, on aver-
age, 400 liters of milk per year; if Mongolian cattle
are crossbred with European breeds, the crossbred
cows can produce, on average, 2,700 liters per year.
An international agency plans to increase the profita-
bility of Mongolia’s dairy sector by encouraging wide-
spread crossbreeding of native Mongolian cattle with
European breeds.

Which of the following, if true, casts the most serious
doubt on the viability of the agency’s plan?
(A) Not all European breeds of cattle can be success-
fully bred with native Mongolian cattle.
(B) Many young Mongolians now regard cattle raising
as a low-status occupation because it is less
lucrative than other endeavors open to them.
(C) Mongolia’s terrain is suitable for grazing native
herds but not for growing the fodder needed to
keep crossbred animals healthy.
(D) Cowhide and leather products, not milk, make
up the bulk of Mongolia’s animal product
exports to Europe.
(E) Many European breeds of cattle attain average
milk production levels exceeding 2,700 liters.

sorry, posted to the wrong place, don't read it!