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You have enough money to purchase either a house or a business. Which would you choose to buy? Give specific reasons to explain your choice.
Most countries are still suffering the worldwide financial crisis. The finance storm spread so fast that the government hasn’t taken sufficient measures and has been lost in debt. The origin of the crisis is the bankruptcy of the real estate company. So nowhere is this question more suitable to be raised? Which do you prefer? House or business? It is no doult that most people will choose the business when faced with this question. To be honest, if I have enough money, I would like to select a business.
A business is more safety than a house to be taken as your asset. House or real estate, although it is regarded as fixed asset and it is nearly impossible that the house will suffer depreciation, is always taken as a tool of making large profit by the spectacular merchant. The great depression fo United states in 1923 has lead to thousands of family to go out of business. Shops had to be closed, factories had to stop waiving their machinery. Unemployment, jobless, complaints, hopeless occupied the society. The same tragedy happens again to the Asia in 1997, the disaster in the real estate has spread to the stock market, the currency is undervalued by the inflation. The most victim of the depression were those who were attracted by the burble of real estate. These above both lend fully support to the view that business might take less chance to experience 日isks.
A business is more flexible and offer you a opportunity to arrange your money. Before the house is sold out, the longer you own it, the more possibility you will suffer a loss. Even the price of land or house is rising, you still have to afford the” opportunity cost” , which means that the product you purchased will make you lost the chance to buy other goods. You may change your aimed consumers or customer, switch to other market by redesign your product or price. On the contrary, if you engage in the investment on houses, you have only two choices, sell it or live in.
The feeling of satisfaction also deserves a mention here. Whatever else may be said, most people admit that dedicating to a career you love is more attractive than owning a house. When I was a little kids, I dreamed of owning a company in the future rather than having a big house. The business you are fond of can take everything you need, both material and spiritual satisfaction. Food, clothing, house, car all of these can be achieved by making effort on the career. Moreover, I should add that the spiritual satisfaction or enjoyment far exceeds what a house takes to you. You could proud of becoming a director or officer of a company because you provide the capital and earn more experience with its development.
Taking into account above factors, I would like to reach a safely conclusion that I would spend money purchasing the house without any hesitation. |
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发表于 2010-4-10 23:18:07
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