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[讨论]大家都跟哪贷款哪?

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楼主
发表于 2006-2-10 11:07:00 | 只看该作者

[讨论]大家都跟哪贷款哪?


在中国的银行贷款?还是和学校贷?刚和中国银行大了电话,那边告诉我贷款要出具签证?! 有没有搞错,可是我是准备拿贷款来交学费,来表示当资金来源哪!还有,要是贷款交学费签证的时候会不会被据掉阿?人家会说没钱还出国?是不是典型的移民倾向哪?

沙发
发表于 2006-2-10 15:40:00 | 只看该作者

貌似好像是问学校要LOAN的说,大牛发表下意见

板凳
发表于 2006-2-10 20:08:00 | 只看该作者
中国的银行贷款应该不要录取通知书,但是一定要有人担保或者有财产担保。
地板
发表于 2006-2-10 20:32:00 | 只看该作者

Normally speaking, top 15 or 20 schools can guarantee you loans without consigner (免担保,免抵押贷款) once they extend you an offer. That's why you can go to an expensive top MBA without a penny.


This is how it works: some commercial banks such as Citi Group has established program with these schools. Offer is the only pre-requisit.

5#
发表于 2006-2-10 20:42:00 | 只看该作者
但是贷款签证会不会容易被拒签呢?
6#
发表于 2006-2-10 20:45:00 | 只看该作者
以下是引用julia_ju在2006-2-10 20:42:00的发言:
但是贷款签证会不会容易被拒签呢?


Good point. The VO may challenge you that "how can you offset the loan if you come back to China to work (where remunition level is much lower that that in US)?"


That's why scholarship is so good. It pre-clears such kind of Q. And a tip is: even if you get full loan, you need to prepare a fund certificate for visa purpose.

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