【Native Speaker每日综合训练—38系列】【38-16】经管 Mortgage

SailorMoonfan

T2 1'32
Mortgage rates dropped to a low degree that surprised some experts who thought the rates would rebounce. The relatively low mortgage rates mean that people burdening the house loan can pay less than payment during a high-rate period. Nobody knows when mortgage rates will start to increase.

T3 3'04
SunTrust agreed to pay $320 million to probe for loan program, because the corporation misrepresented and omitted the information to borrowers who sufferred in this financial harm. Additionally, the people who exactly needed help were negatively influenced by Suntrust's poor administration.

T4 1'17
Mortgages make up more than 80% of household debt in UK, and not preventing the rise of this proportion without jeopardizing the economy's recovery is very hard. Three measures to curb the rise have been put forward.

T5 1'48 255
One officer of The Bank of U.K. stated that the 15% cap on mortages would happen within a year, and that mortgages would still be available for borrowers. The benchmark rate in U.K is also expected to rise with the recovery of economies. Moreover, it is expected that mortgages can be curtailed in the future in U.K.

T6 1'13 177
After analyzing data from 100 metro areas, a estate web concluded that it is cheaper to buy a house than just rent. However, the decision of whether to buy or rent also depends on other factors, such as location. It is showed that the costs of buying a house would be offseted later.

Obstacle 5'00 764
在中国，有房才结婚是大多数年轻人或者他们的家人朋友所认可的。有房一族比没房子的男性在婚恋市场中更受青睐，可以说房子是当代中国人眼里很重要的结婚前提。
正是这些对房子的渴望抬高了一个又一个城市的房价，而高房价也让越来越多的年轻人对买房可望不可即。虽然“裸婚”的观点受到越来越多的年轻人的认可，但是他们的父母和朋友并不赞同。

男女双方共同买房这些年更普遍了，但是房产证上同时写上女方的名字在这个男性社会却没那么高的认可度。很多夫妻在结婚的时候由于传统观念或者其他原因并没有做婚前财产公证，而且很多的男方家庭也不愿意在房产证上写上女生的名字。有些由男方独立出资买的房子更不会在房产证上写夫妻双方的名字，即使女方会在婚后承担家用设施的购买即房子的装修费用。

shelti

T1:2'23
T2:3'41
T3:2'12
T4:3'10
T5:3'02
T6:3'12

coyoteseeya

T2 1:12
T3 2:16
T4 1:05
T5 1:32
T6 0:57

HwRR

Time2  1:24

The housing mortage rate become lower this week which is beyond experts expectation.
Housing buyers are seizing chance

Time3 2:58

Sun Trust company's restitution for the modification program

Time4 1:58

Serious status quo about the high proportion mortage market and the way to curb the excesses

Time5 2:02

Different prosepective views about the measurements

Time6 1:10

Whether buy or rent a house depends on different factors

Obstacle

Marriage are bound to property in China. Women required man to have property. Even though more woman began to share the mortage and expenses on the house. Putting name on the certificate still facing lots of obstacle from the masculinity society.

白夜非夜

T2 1.07
The mortgage rates moved lower this week, low rates mean lower monthly payments for homebuyers and a improvement  of housing market data. In order to deal with the low rates, homebuyers are seizing their chance to lock in near-record low rates.

T3 1.51
Sun Trust Mortgage take the responsibility for their faults, they spent billions of money to resolve the problem and protect the profit of their customers.

T4 0.52
Taming  property bubble is a challenge for U.K. Reckless lending and Mortgage lending is the two main problem. The government come up with three ways to improve the situation.

T5 1.16
The bank of England announce that the biggest mortgage will bite within a year, and if needed, they will take further measures. Some people hope a curtail in bank so that it could guarantee a program introduced by government.

T6 0.49
Buying a house is cheap than renting, despite the rising home price and mortgage. There are three factors to consider: how long will you stay, home price and the location. All in all, the cost including insurance and taxes is cheaper than the total cost of renting.

sbr3037429

Obstacle: 5”31 [764]