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楼主: wensd1111

[阅读小分队] 【Native Speaker每日综合训练—44系列】【44-19】经管 Insurance

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发表于 2014-11-24 21:02:44 | 显示全部楼层
Speaker

people could know what costs them, but they cannot know what the real cost. For insurance company, negiotiation with each company is complicated. Taking with doctors at each hospital, for instance, they negotiate with each doctor at every plane, so that even doctors do not clearly realize what these insurances done. The negiotiation is the top secret for insurance companies.
Time2 1'40
When shall us to review our insurance converage? Frenquently as once a year.
According to the survey, more than half people does not familiar with their insurance and the rest even cannot sure whether their insurance converage is appropriate.
Therefore, to help you regulate your insurance, you would better to review it once a year, even every time your lifestyle has changed.
Time3 1'42
Different coverage pays different, so home owners must buy it separately. What is more, most people do not have disability insurance and umbrella insurance, which will help you deal with the the financial problems when you suffer illness or lose a lawsuit.
Time4 1'16
We all told that life insurance is important, but it is only useful when you understand it. Just knowing the policies and choosing the suitable one is only the beginning.
To begin with, you should not lie to your insurance companies. These companies have right to cancel your policy and deny to pay in the first two years whenever they find you lying.
Time5 1'33
Secondly, suicide and taking part in dangerous activities will give insurance companies a reason to deny to pay.
Finally, you should reconsider whether you real need to buy a life insurance.
Time6 1'57
Cool Spring Laser Dentistry the dental insurance will help people miniminze their costs and bring their better benefits.
Obstacle 9'52
quintile
main idea: The real reason why some insurers can win and their profits are much higher than those at the bottom. The main facor is about the capability to deal with risks.

The Top life insurers make much money than those at the bottom. The performance gap has been driven primarily by superior execution skills in managing liability risk, rather than from managing asset-based investment performance or product mix.
Nowadays, there are four chanllenges that result in a good situation to develop life insurance, but there still have four opportunities about how to deal with the situation.
In short, those who win in the match are the companies who can best weather the inevitable risks while continuing toward their ultimate goals.









发表于 2014-11-25 22:45:20 | 显示全部楼层
time2  2'review your in coverage  3 keys go over you policy of insurance annually.
time3  2' specialty coverage  liability protection  umbrella policy   and disability
time 4 life insurance and some warrant
time 5 suicide the guest can just get  beneficiaries the premium payments and the insurance avoid the illegal or dangerous activities.
the rest  the change of dental procedure  
发表于 2014-11-25 23:03:20 | 显示全部楼层
wensd1111 发表于 2014-11-21 16:28
Part II: Speed

2,1‘33
3,1’36
4,1‘10
5,1’22
6,2‘08
发表于 2014-11-26 23:48:44 | 显示全部楼层
01:02       
01:42       
01:13       
00:38       
01:48       
01:34

09:53

第一次做阅读小分队,不知道怎么写回忆呀
发表于 2014-12-11 18:02:56 | 显示全部楼层
掌管 7        00:10:30.71        00:22:40.82
掌管 6        00:01:58.53        00:12:10.10
掌管 5        00:01:57.06        00:10:11.57
掌管 4        00:02:06.04        00:08:14.51
掌管 3        00:02:08.51        00:06:08.46
掌管 2        00:02:03.96        00:03:59.95
掌管 1        00:01:55.98        00:01:55.98
发表于 2015-9-22 00:46:59 | 显示全部楼层
T2 2'35
T3 2'56
T4 1'43
T5 2'11
T6 3'02
REST 1'23
发表于 2015-9-22 19:52:27 | 显示全部楼层
2015-09-22
[Time2] 2:51
Most people no not know their families' insurance policies.
[Time3] 2:13
People should know details of insurance policies .
[Time4] 1:42
If you lie,your insurance will be cancelled in the first-two-year
[Time5] 2:32
Suicide,illegal or dangerous activities make your insurance useless.
[Time6] 2:27
Take advantage of the end year of the insurance benifits.
发表于 2016-2-14 09:45:44 | 显示全部楼层
1:13--Most people are not familiar with their status of insurance and do not have regular update. When any change, need to call insurance company for advisory.
1:23--People do not cover some special insurance which is necessary: flood, earthquake, short-term disability, liability protection.
0:52--do not lie when applying for life insurance.
1:05--In some conditions, insurance company cannot pay for ur death: suicide within first two coverage year. Extreme sports, etc. Figure out whether you need the life insurance.
1:29--Dental insurance. Need to consult the insurance compnaay about how to maximize the benefit.
0:47--Some company provides financing and payment plans for insurancy clients and make the price transparent.

Obstacle 边看边作笔记,速度就慢下来了,但的确就算不看笔记,文章回忆都好了很多
11:30
The importance of insurance to finance market is less sig.
But the performance for different insurance companies varies a lot.
The winning factors is the risk management capability, not the product portfolio design and others.
For those top performance insurance companies, they will have 4 focuse in the future.
The opportunities for insurance industry: attention to aged groupes for retirement related insurance, look for overseas opp.
4 recommendations insurance companies: increase risk management capability, decrease distribution cost by data analysis, leverage custormer relationship, look for opp in developping countries.
发表于 2016-2-26 16:41:56 | 显示全部楼层
1:02
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1:19
1:17
发表于 2016-9-24 16:14:02 | 显示全部楼层
T2 1:24
Many people are not fully clear about their insurance policies and thus the author lists some most important questions to ask the insurance agents.
T3 1:16
Many insurance don't cover the most common damages that household experience.
T4 0:55
Your life insurance will be worthless if you don't even understand the insurance policies and conditions.
It's better to always tell the truth when you fill the insurance applications.
T5 1:20
There are also specific conditions about suicide.
If you don't really need the life insurance, buying it will be a waste for you.
T6 1:49
There are ways for people with insurance to save money for the medical expenses and usually the insurance benefits are most at the end of the year.
Obstacle 09:52
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