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标题: 求助一道没有人讨论过的逻辑题~老prep66题 [打印本页]

作者: gina9631 时间: 2012-9-24 23:07
标题: 求助一道没有人讨论过的逻辑题~老prep66题

Bank depositorsin the United States are all financially protected against bank failure because the government insures all individuals' bank deposits.An economist argues that this insurance is partly responsible for the high rate of bank failures, since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure.If depositors were more selective, then banks would need to be secure in order to compete for depositors' money.

The economist's argument makes which of the following assumptions?

(A) Bank failures are caused when big borrowers default on loan repayments.

(B) A significant proportion of depositors maintain accounts at several different banks.

(D) The difference in the interest rates paid to depositors by different banks is not a significant factor in bank failures.

(E) Potential depositors are able to determine which banks are secure against failure.

请问这个题为什么不选C呢？如果depositor需要存越多的钱，他肯定会更加小心的选择安全性高的银行。。这样不就促使银行提高自身的安全性来和其他银行竞争吗？？？C越想越觉得有道理啊？？？哪位高人可以给解答一下呢。。。

作者: gina9631 时间: 2012-9-25 19:52
不要沉了啊~~~~upupup啊~~~~

作者: gina9631 时间: 2012-9-25 23:24
为什么有人浏览木有人解答呢~~~~求解啊~~~表沉了啊

作者: HarrisZheng 时间: 2012-9-25 23:34
取非啊

无论存钱多少，都不care 选银行

那么能不能weaken银行需要提高安全性的结论呢？

不能吧

作者: crazyanswer 时间: 2012-9-26 10:30

请问这个题为什么不选C呢？如果depositor需要存越多的钱，他肯定会更加小心的选择安全性高的银行。。这样不就促使银行提高自身的安全性来和其他银行竞争吗？？？C越想越觉得有道理啊？？？哪位高人可以给解答一下呢。。。

-- by 会员 gina9631 (2012/9/24 23:07:45)

你这句话的前提仍然是用户有分辨银行安全性的能力

作者: gina9631 时间: 2012-9-27 11:24
哦~~~~~明白了，，，一语点醒梦中人啊真是~有时候逻辑就是有一个小弯拐不过来~~谢谢你哦

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