(A)programs that enable a family with insufficient savings for a conventional downpayment to beable to move into new housing and to apply
(B) programs thatenable a family with insufficient savings for a conventional down payment to moveinto new housing and to apply
(C) programs; that enables a family with insufficient savings for aconventional down payment to move into new housing, to apply
(D) programs, which enables a family with insufficient savings for aconventional down payment to move into new housing, applying
(E) programs, which enable a family with insufficient savings for aconventional down payment to be able to move into new housing, applying