首先把D 取非得:The difference in the interest rates paid to depositors by different banks is a significant factor in bank failures 这个和 this insurance is partly responsible for the high rate of bank failures 并不冲突, 另外 assumption 取非后 不是看它能否 weaken the evidence 而是看它 能否 weaken the conclusion。什么原因造成 bank failure 和If depositors were more selective, then banks would need to be secure in order to compete for depositors' money.一点关系都没有。
看 E,取非:depositors 不具备认知 bank 不是不否 secure against failure 的能力,那么即使 if depositors were more selective(即使depositors 存钱时会有选择性 ),但是他们的能力不具备他们可以选择到一个资信好的银行,那么weaken the conclusion: 银行就不用为了和其他银行抢客户而去努力be secure。
hope it helps~
-- by 会员 jameshzd (2011/7/16 14:24:22)