标题: og黄皮cr58题，感觉费允杰在乱讲，谁能解释一下？ [打印本页] 作者: 日光照耀 时间: 2010-12-4 20:33 标题: og黄皮cr58题，感觉费允杰在乱讲，谁能解释一下？ 58. Insurance Company X is considering issuing a new policy to cover services required by elderly people who suffer from diseases that afflict the elderly. Premiums for the policy must be low enough to attract customers. Therefore, Company X is concerned that the income from the policies would not be sufficient to pay for the claims that would be made. Which of the following strategies would be most likely to minimize Company X’s losses on the policies? (A) Attracting middle-aged customers unlikely to submit claims for benefits for many years (B) Insuring only those individuals who did not suffer any serious diseases as children (C) Including a greater number of services in the policy than are included in other policies of lower cost (D) Insuring only those individuals who were rejected by other companies for similar policies (E) Insuring only those individuals who are wealthy enough to pay for the medical services 我觉得不应该绝对选A,B还凑合。A明明是说中年人和题目的前提不符。费允杰在网络课堂上不知道怎么搞来搞去就搞成了老年人，还什么40岁加20岁就变成了60岁，强词夺理啊。不知道谁可以解释一下？作者: 日光照耀 时间: 2010-12-4 20:34
绝对不应该选A作者: zhangjy 时间: 2010-12-4 23:19
B的意思是只给那些在儿童时期不得重病的人上保险。但是我觉得在少年的时候不得重病，不代表老了不得啊。老了要是得了不久要花很多钱看病吗。 A我觉得很合适啊， 吸引那些中年人买保险，那些近期几年不会需要支付任何保险金的。这些人买保险的费用可以用来填补老年人的保险金。作者: sdcar2010 时间: 2010-12-5 02:04
A is the best choice to cut cost. The earlier these type of person enrolled in the program, the more profit the insurance company would garner. The reason is that these people pay a long term premium for practically NOTHING in return.
That's makes perfect business sense if you know profit = revenue - cost.作者: 日光照耀 时间: 2010-12-5 16:22
这个道理我是懂的，当然这些人好了。关键是费允杰之前讲过削弱题是以“不反对文章前提”为基础的。就是说原文说是给老年人开发的保险，这是前提。可是A偏偏说要给中年人，这违背了这个原则。作者: 日光照耀 时间: 2010-12-5 16:24
这个道理我是懂的，当然这些人好了。关键是费允杰之前讲过削弱题是以“不反对文章前提”为基础的。就是说原文说是给老年人开发的保险，这是前提。可是A偏偏说要给中年人，这违背了这个原则。不知道到底可不可以反对文章的前提呢？如果这道题A对，那他之前讲的就不对了。作者: colasama 时间: 2010-12-6 22:15
注意别主观地给题目设条件 原文是说cover，是说新保险范围包含（而不仅限于）一些老人的需求.没说cover就必须只针对老人作者: 日光照耀 时间: 2010-12-7 22:38
恩，是一种解释，不错作者: 沙罗双树的雨 时间: 2011-1-17 10:16
引用第10版OG的解释，参考一下吧： Insurance companies can improve the ratio of revenues to claims paid, thus minimizing losses, if they insure as many people belonging to low-risk groups as they can. Because the strategy described in A adds a low-risk group to the pool of policyholders, this choice is the best answer. B is irrelevant, since no link is established between childhood diseases and diseases affecting the elderly. C is inappropriate, since increasing the number of services covered is unlikely to minimize losses. D is inappropriate, since it would increase the likelihood that claims against the policy will be made. Because policyholders will file claims against the policy for services covered rather than pay for the cost of the services themselves, E is irrelevant.
