标题: prep上一道逻辑 [打印本页] 作者: zhaoyiqing 时间: 2010-3-24 10:56 标题: prep上一道逻辑 To improve the long-term savings rate of the citizens of Levaska, the country's legislature decided to implement a plan that allows investors to save up to $1,000 per year in special accounts without paying taxes on the interest earned unless withdrawals are made before the investor reaches age sixty-five.Withdrawals from these accounts prior to age sixty-five would result in the investor's having to pay taxes on all the accumulated interest at the time of withdrawal.
Which of the following, if true, most strongly supports the prediction that the legislature's plan will have its intended effect?
A. The money saved in the tax-free savings accounts will be deposited primarily in those banks and financial institutions that supported the legislation instituting the plan.
B. The majority of people choosing to take advantage of the tax-free savings accounts will withdraw their money prior to age sixty-five.
C. A significant number of the citizens of Levaska will invest in the tax-free savings accounts well before they reach the age of sixty-five.
D. During the ten years prior to implementation of the plan, Levaskans deposited an increasingly smaller percentage of their annual income in long-term savings accounts.
E. People who are not citizens of Levaska are not eligible to invest in the tax-free savings accounts, even if their income is taxable in Levaska.
答案C 作者: coolhaoming 时间: 2010-3-24 15:12
A使得金融机构增加对此政策的支持，因此会增加此政策通过的可能性，但不一定能增加saving rate，因为老百姓不一定买账。 B明显，是削弱。 D在这之前存钱少，但并不一定在这之后存钱增多，可能维持原状。 E与题干无关，题干是说增加savings rate of the citizens of Levaska。 C如果大部分人都在65岁之后再存长期，这个政策将不具有激励作用。而C说significant number of citizens在65岁之前存钱，则政策具有更强的激励存款的作用。 多多指教。作者: zhaoyiqing 时间: 2010-3-24 21:18
但是如果仅仅只是说大部分人会在65前存钱我可以理解 但是说大部分Invest in the tax-free market的人小于65岁 那就算65以后存又有什么关系呢不还是tax-free嘛作者: coolhaoming 时间: 2010-3-24 23:49
这是一道加强题，如果大家都在65岁之后存钱，确实是tax free ，但是这个政策就没有作用了。而题目问的正是什么因素会让这个政策更加有效果，即加强此政策的效果，所以都在65岁之前存就能加强。而如果大家都在65岁之后存，这个政策就没有激励作用了。 还有就是gmat没有perfect的答案，从所有答案里选相对最好的就行作者: xhaek 时间: 2010-3-25 01:06
题目中说的是To improve the long-term savings rate，是要增加长期存款率，而如果大部分都是65岁以后的人存的话，那这部分人不管什么时候取出来钱都是免利息税的，他们还是想存多久就存多久，就不会 improve the long-term savings rate 而如果是65岁以前的人存钱的话，因为他们想享受这个政策，所以会尽量在65岁以后再取，因为这样可以免利息税，所以存款不知不觉就成了长期存款。所以这个政策就有效果了，可以 improve the long-term savings rate作者: coolhaoming 时间: 2010-3-25 09:59
对，这就是c的意思作者: zhaoyiqing 时间: 2010-3-25 12:39
谢谢 我差点又点ASSUMPTION来做了作者: 克克里斯蒂 时间: 2011-6-29 22:42
加强题目不需要具有充分性或者必要性，只要能加强就行了作者: cycloveczy 时间: 2013-8-9 15:11
My viewpoint is that the L governors intended to collect money at a minimum cost so that they potentially allowed citizens withdraw the money before 65 in that it can not only save policy cost, but increase saving rate meanwhile. So i choose B.