Insurance Company X is considering issuing a new policy to cover servvices required by elderly people who suffer from diseases that afflict the elderly. Premiums for the policy must be low enough to attract customers.Therefore, Company X is concerned that the income from the policies would not be sufficient to pay for the claims that would be made.
which of the following strategies would be most likely to minimize Company X 's losses on the policies?
A attracting middle-aged customers unlikely to submit claims for benefits for many years.
B insuring only those individuals who are wealthy enough to pay for the medical services.
请帮我看看这两个选项.其它的已排除.
谢谢!
原文:低价 --> 收入 - claims < 0 --> losses
A). 收入上升 claims下降 --> minimize losses
B). 无关
A-让更多的中年人来投保,而且他们很少会去claim, 这样会增加revenue
B-Insure有钱人,这样并没有让revenue增加,所以不是minimize
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