Dear students,
We
are delighted finally to be writing to you with good news on loans for
international students. After Citibank cancelled its program last
October, we’ve been in discussions with many financial services firms
to create a loan program for international students who do not have US
co-signers. We are pleased to announce the launch of a custom loan
program with Digital Federal Credit Union that will cover tuition and
living expenses for our international students. The loan terms are
attractive in the current market environment: an interest rate of Prime
plus 3% (with the opportunity to reduce the interest rate by 25bp if
borrowers arrange for automatic repayments) and no origination fee. In
order to provide these rates, Wharton will share some of the potential
default risk.
This program will also be available to current first-year international students for their second year of study.
With respect to loan programs for domestic
students (and those with US co-signers), the University’s Student
Financial Services (SFS) Office is in the process of reviewing several
proposals and will have a list of approved lenders for both federal and
private loan programs within the next few weeks.
This
matter has engaged Wharton and Penn administrators at the highest
levels, including Penn’s Board of Trustees; we are grateful for their
support of this program.
Our Financial Aid office will soon announce more details of this program.
Sincerely,
Thomas S. Robertson, Dean
I am very impressed by what Wharton has done. The interest rate has been the lowest, compared with others offered by peer schools.
在us失业率达到50年来顶峰且毫无下降趋势并且失业人员开始大肆枪杀无辜民众及警察之时
请问民众何以预期未来收入增加?
此处省略100字。。。
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