经济不景气呀，CITI居然取消了wharton对国际学生的助学贷款，只发放给本国的学生。
Top20还有哪些学校也取消了贷款的？
问话方式不对，你应该问，还有哪些学校没有取消？因为绝大部分都取消了。
问话方式不对，你应该问，还有哪些学校没有取消？因为绝大部分都取消了。
也对。。。汗一个先
莫非大家都作好了自己DIY的准备？
问话方式不对，你应该问，还有哪些学校没有取消？因为绝大部分都取消了。
太精辟了.这句话长的真精辟.
火星啊。
太精辟了.这句话长的真精辟.
用赵本山的话说就是：啥精辟，是屁精。
经济不景气呀，CITI居然取消了wharton对国际学生的助学贷款，只发放给本国的学生。
Top20还有哪些学校也取消了贷款的？
wharton只有一个合作银行嘛？
这以上几所也要申请的到啊
Student Loans
Over the past few months, many of you have been concerned about the status of loan programs, especially international student loans, and understandably so. Since CitiAssist was cancelled in the fall, we issued an RFP and have been working toward an agreement with a new loan provider. Although we have not yet reached a solution, we are in active discussions and expect to announce a new program sometime in late February or early March. The new product will not require a domestic co-signer, but is likely to have significantly higher interest rates and origination fees than we previously enjoyed with Citibank. In addition, we will have to adopt a risk-sharing arrangement whereby Wharton is financially responsible for a percentage of loan defaults. We hope these loan parameters will eventually improve, and in the meantime, we are continuing to seek additional solutions. Vice Dean Anjani Jain will keep you informed of our progress, sharing more details on the new loan program as soon as they are available.
Letter from Dean
Positive Progress: The Current Status of Student Loan Programs for Wharton MBA's
Dear applicants,
Though the matter is still under discussion, we wanted to give you an update on the current status of student loan programs.
The turmoil in the capital markets has had a significant effect on the availability and cost of funding for graduate education, especially for international students. As you know, the main provider of loans to international students at all major US b-schools, Citibank, decided last fall to stop lending altogether to international students (and also terminated its custom-priced programs for domestic students at major universities). Many other lenders have also stopped lending to international students without a domestic co-signer. This problem is affecting all graduate programs at UPenn and all graduate programs across the country.
This issue has engaged University administration at the highest levels. The University issued a Request for Proposal (RFP) to identify alternative loan providers and has been reviewing a number of options with the goal of keeping adequate loan financing available to all students, and to international students without domestic co-signers.
Though we don’t yet have a program to announce, we wanted to let you know that we are in active discussions with several lenders. We are pursuing any and all funding options for international students, and Wharton hopes to announce a new loan program towards the end of February. The new loan product will not require a domestic co-signer, but is likely to have significantly higher interest rates and origination fees than the discontinued Citibank product. In addition, there will be a risk-sharing arrangement with the University whereby Wharton will be financially responsible for a percentage of loan defaults. The increased costs of loan financing to all MBA students and potentially to Wharton are an unfortunate necessity given the current market conditions. It is our hope that the loan pricing will improve over time.
We have also been in discussions with some overseas financial institutions to explore loan programs for students from their respective regions, but it is premature to say whether these discussions will result in special loan programs for Wharton students and under what pricing/repayment conditions.
With respect to domestic students (and those with domestic co-signers), Citibank and other private lenders have indicated their interest in continuing to offer loan programs. We do not know their pricing parameters yet, but it is likely that their interest rates, too, will be substantially higher than in the past. It behooves all our students to explore all possible funding options for the coming academic year.
We will keep you informed of our progress and announce more details as they emerge.
With best regards,
Peter Degnan; CFO, Senior Associate Dean, The Wharton School
Anjani Jain; Vice Dean, Director of Wharton Graduate Division
03 Feb 2009 04:55 PM | Permalink
这是啥声音啊？
can not omit interest rate, even a school supply no-cosigner loan for intel. students, how much the percentage of the loan is also important.
自己掏钱吧....
一下子掏200万，楼上的现金流也太充沛了，赞。。。
一下子掏200万，楼上的现金流也太充沛了，赞。。。
这国内有钱人还是很多的吧。。
当然还有相当一批是金字塔尖的申请人，家族申请人等，或者企业赞助读的，比如说LV的女总裁。
还有就是靠着一点点的小关系，叫绿卡持有者和美国国籍的人担保吧。只要你觉得读的值得。
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