Since I was asked about this, please have the attached info FYI:
From: Carraway, Robert
Sent: Friday, October 10, 2008 3:45 PM
To: International Students (First Year)
Cc: Mueller, Larry; Pattie, J. Marshall; Neher, Sara; Mills, Amanda; Rodriguez, Peter; Tenguria, Susheel
Subject: International student loans
I hope your exams and exam preps are going well.
I interrupt your current activities to respond to the present turmoil in the financial markets and its impact on international student loans, specifically loans not requiring a creditworthy U.S. citizen cosigner. Thanks to Larry Mueller’s efforts and foresight, you should be all set for this year, as long as you got your GATE loan application in by September 15. With this e-mail, I want to assure you, as a current Darden student, that the School WILL have an option available for you to borrow funds to support your second year. You therefore do NOT need to worry about this.
In terms of prospective students, we are working hard to find a similar solution for them. We are not there yet, but optimistic that we will find an option for them soon. If contacted by a prospective student, please help us get our message out to them: (1) we fully expect to have an option available for them and (2) THEY SHOULD PROCEED WITH THEIR APPLICATION UNDER THIS ASSUMPTION. No one will be asked to pay a deposit until a plan is in place.
Virtually all schools are struggling with this issue right now. We don’t want to lose attractive prospective students to other schools that are more willing to make promises before they know how they will deliver on them.
I hope this note enables you to rest easy, at least on this score; there is of course still that exam thing!
Robert
Thanks for info. similiar situation for most BS. Hope it can be done soon.
我觉得学校这么说，就是想忽悠你继续申请。要我是招生办的，不到最后一分钟我也不能告诉你不行。还等着收申请费呢。你仔细读，其实对明年新生什么承诺也没有。Darden 担心的就是 lose attractive students。现在的趋势，全美国学校都有这个问题，那大家就全一样了。最好的结果，就是学校象征性的提供 10K-20K 的小贷款。
另外说一句，美国现在连本国学生贷款都有问题了。对银行来讲，像这种没抵押没担保的 student loan，属于风险很高的贷款之一，风险甚至比次级债还高。
http://www.marketwatch.com/news/story/fewer-loans-students-credit-crunch/story.aspx?guid=%7B21BAFC23-EB7D-4CED-BAE0-BEE5F265312C%7D
我觉得学校这么说，就是想忽悠你继续申请。要我是招生办的，不到最后一分钟我也不能告诉你不行。还等着收申请费呢。你仔细读，其实对明年新生什么承诺也没有。Darden 担心的就是 lose attractive students。现在的趋势，全美国学校都有这个问题，那大家就全一样了。最好的结果，就是学校象征性的提供 10K-20K 的小贷款。
另外说一句，美国现在连本国学生贷款都有问题了。对银行来讲，像这种没抵押没担保的 student loan，属于风险很高的贷款之一，风险甚至比次级债还高。
http://www.marketwatch.com/news/story/fewer-loans-students-credit-crunch/story.aspx?guid=%7B21BAFC23-EB7D-4CED-BAE0-BEE5F265312C%7D
我是在校学生
我不认为学校需要“忽悠”我“继续申请”
前阵子大家都在讨论是否还会有第二年的贷款的问题
这封信是学校公开的update
我更没有删节改动过学校给我们的这封信件的任何一个字
学校这么说正是不想忽悠人“继续申请”
所以我相信Darden会有贷款的
BTW目前在美国所有top 20 school里面，Darden贷款利率是最低的
这已经说明了学校的信誉
另外，学校说我能提供贷款比说我会尽力提供贷款不会困难很多吧？
到时候就没有了或者少了你能怎么样，找学校算账？
就算现在哪个学校告诉你：我明年一定能给你贷款，你能相信吗？
是学校没有必要忽悠在校生，可你看到这句没有 "If contacted by a prospective student, please help us get our message out to them”。
另外质疑一下“Darden贷款利率是 TOP 20 最低的”。我知道前几年，Citi 给外国学生的 floating rate 是 prime rate (现在 4.5%) + 1%，联邦 10-year fixed rate 6.8%。Darden 是多少？
是学校没有必要忽悠在校生，可你看到这句没有 "If contacted by a prospective student, please help us get our message out to them”。
另外质疑一下“Darden贷款利率是 TOP 20 最低的”。我知道前几年，Citi 给外国学生的 floating rate 是 prime rate (现在 4.5%) + 1%，联邦 10-year fixed rate 6.8%。Darden 是多少？
OK, one of the lowest.
Around 5% this year.
是学校没有必要忽悠在校生，可你看到这句没有 "If contacted by a prospective student, please help us get our message out to them”。
另外质疑一下“Darden贷款利率是 TOP 20 最低的”。我知道前几年，Citi 给外国学生的 floating rate 是 prime rate (现在 4.5%) + 1%，联邦 10-year fixed rate 6.8%。Darden 是多少？
BTW: I hope we can stop our nagtive discussion about Darden here.
Thanks for repecting my motivation.
I will not get a share if any one apply our school.
Virtually all schools are struggling with this issue right now.....
if financial turmoil go even worse, laons, credits may stop???? banks already stop giving credits to each other.
Attentioned, Darden will be my target...
Feel free to reach me for questions about Darden.
P.S. I like this school so much !
Feel free to reach me for questions about Darden.
P.S. I like this school so much !
cong
达顿的中国学生总的来说去投行的要少，很多都去了实业。而且size小，受的影响应该比大的金融校要小多了。
不知道可否提供08毕业生的大致工作去向，行业，地域等
支持 sonia
一直很喜欢darden这个学校，要知道darden即使在上次衰退的时候
也是全美就业最好b school之一，就业率甚至比某些m7的学校都好很多
支持darden
sonia，你也要帮我们继续游说学校提供国际学生贷款啊
呵呵 最好发封信给admission office，push他们一下，顺便表达我们对darden的热爱
我可是天天往那边跑去游说他们啊
而且学校说他们一定会想办法提高学校在亚洲的招生的
他们会努力提高学校声誉和排名
特别是中国
前几年好像是学校没有特别在意他们在亚洲的声誉
因为以前Darden中国人确实不多
达顿的中国学生总的来说去投行的要少，很多都去了实业。而且size小，受的影响应该比大的金融校要小多了。
你还真了解
还有去咨询的也很多
不知道可否提供08毕业生的大致工作去向，行业，地域等
我有一个hard copy...
我想办法怎么弄上来吧
。。。。
挑战
支持soniashi! 上次darden在香港举办info session, Dean 专门飞过来做了对全球经济分析的演讲, 还有很多校友, 感觉气氛非常好! 非常乐于助人\热心的校友, 很喜欢这个学校, 也准备申请! 希望能多了解一些情况, 比如在能源行业(尤其是renewable energy) 方面就业的情况, 谢谢! 另外给你发短消息了, 谢谢!
狂汗, 短消息总是发送失败, 今天好像和系统超级没有默契... 贴在这里了, 先谢谢Sonia同学的回答!
我现在很struggle darden essay, 写了几版全被人拍死了,.....想请教关于1,3 的破题, 感觉和一般学校的问法不太一样, 是不是需要有特别要注意的? 另外第3题要从什么方面回答呢? 谢谢!
1. What pivotal choices have you made in your life that have influenced your decision to pursue an MBA? (500 words)
3. Describe how you are a fit with the case study method. (250 words)
3xs
hi sonia，
你从学校的口风来看明年入学的还有贷款的可能性吗
我自己的钱估计不太够支撑两年的学习
很痛苦啊
个人判断 肯定可以贷款
反正我肯定可以
新生我觉得学校可以搞定
狂汗, 短消息总是发送失败, 今天好像和系统超级没有默契... 贴在这里了, 先谢谢Sonia同学的回答!
我现在很struggle darden essay, 写了几版全被人拍死了,.....想请教关于1,3 的破题, 感觉和一般学校的问法不太一样, 是不是需要有特别要注意的? 另外第3题要从什么方面回答呢? 谢谢!
1. What pivotal choices have you made in your life that have influenced your decision to pursue an MBA? (500 words)
3. Describe how you are a fit with the case study method. (250 words)
我不敢乱说 怕说错了
个人意见 仅供参考
问这些问题，学校就是想知道你是什么样的人，你的价值观是什么。
最后一个就是跟学校的情况有联系的 你多了解Darden的case教学就可以写好啦。我觉得最后一篇对我自己来说，也很难写出新意。
我不敢乱说 怕说错了
个人意见 仅供参考
问这些问题，学校就是想知道你是什么样的人，你的价值观是什么。
最后一个就是跟学校的情况有联系的 你多了解Darden的case教学就可以写好啦。我觉得最后一篇对我自己来说，也很难写出新意。
补充一点点
关于Essay 3
For this one, I really have no shining point to share.
Darden case study is about:
1. Language ability. Very very important.
2. Background knowledge, mean you better know all the functions of a company.
3. Team work.
4. Way of thinking, how you view things? You always willing to know more?
That’s all what I can say right now. Hope it helps.
Since I was asked about this, please have the attached info FYI:
From: Carraway, Robert
Sent: Friday, October 10, 2008 3:45 PM
To: International Students (First Year)
Cc: Mueller, Larry; Pattie, J. Marshall; Neher, Sara; Mills, Amanda; Rodriguez, Peter; Tenguria, Susheel
Subject: International student loans
I hope your exams and exam preps are going well.
I interrupt your current activities to respond to the present turmoil in the financial markets and its impact on international student loans, specifically loans not requiring a creditworthy U.S. citizen cosigner. Thanks to Larry Mueller’s efforts and foresight, you should be all set for this year, as long as you got your GATE loan application in by September 15. With this e-mail, I want to assure you, as a current Darden student, that the School WILL have an option available for you to borrow funds to support your second year. You therefore do NOT need to worry about this.
In terms of prospective students, we are working hard to find a similar solution for them. We are not there yet, but optimistic that we will find an option for them soon. If contacted by a prospective student, please help us get our message out to them: (1) we fully expect to have an option available for them and (2) THEY SHOULD PROCEED WITH THEIR APPLICATION UNDER THIS ASSUMPTION. No one will be asked to pay a deposit until a plan is in place.
Virtually all schools are struggling with this issue right now. We don’t want to lose attractive prospective students to other schools that are more willing to make promises before they know how they will deliver on them.
I hope this note enables you to rest easy, at least on this score; there is of course still that exam thing!
Robert
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