大全-18-9. Technically a given category of insurance policy is underpriced if, over time, claims against it plus expenses associated with it exceed total income from premiums. But premium income can be invested and will then yield returns of its own. Therefore, an underpriced policy does not represent a net loss in every case.
The argument above is based on which of the following assumptions?
(A) No insurance policies are deliberately underpriced in order to attract customers to the insurance company offering such policies.
(B) A policy that represents a net loss to the insurance company is not an underpriced policy in every case.
(C) There are policies for which the level of claims per year can be predicted with great accuracy before premiums are set.
(D) The income earned by investing premium income is the most important determinant of an insurance company’s profits.
(E) The claims against at least some underpriced policies do not require paying out all of the premium income from those policies as soon as it is earned.
这个题目 我是这样理解的 如果一个保险策略的索赔加上与之相关的花费超过了保险金 那么这个保险就是定价过低 加上一个条件 但是保险金的收入可以用来投资产生回报 最后的结论 一个定价过低的保险不总是代表着净亏损
问题 结论的得出是以哪个假设为根据
答案为E 首先 E这个选项的意思我的理解有两个 1 至少有些定价过低的保险计划的索赔少于这些计划起初赚取的保险费 谷雨书上面的翻译
2 这些索赔不必立即把保险费全部用掉 言外之意就是这些保险费有多于 可以用来投资 我自己的翻译 这个句子我对这个 AS SOON AS IT IS EARNED理解的不彻底
我认为的答案应该是 说明这个保险金的收入可以投资产生的回报致使总额大于索赔额 所以得出结论
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