急啊!!!! 我申请2007 FINANCE PHD, 本来就是准备搏一把. 不料两星期前RP大爆发,拿了一个保险公司的精算工作OFFER. 要求我2月9号必须答复. (没两天了). 如果答复的话, 我不想在9月毁约离开.
本来铁了心申请,根本没有打算要. 但是拿到这个OFFER之后, 导师和同学都劝我说FINANCE PHD 竞争太激烈. 而且有实际工作经验后对申请和研究都有很大帮助. 劝我先工作几年再申请.
我自己从兴趣上讲肯定是PHD >>>>>>>WORK. 但是我很担心我的条件不够FINANCE PHD, 怕拒了工作之后什么都没有了. (由于时间差原因, 到4-5月再找工作绝对不可能了). 同时我也想知道保险公司的工作经验是否对将来申请和之后的学习有帮助, 如果有, 那工作也不错.
拜托各位有经验的牛人分析一下, 两天内就要做决定, 拜托了!
以前报过,再报一下背景:
本科中科大金融,GPA 3.6. 现在Univ Wisconsin - MADISON 精算MASTER在读, 寄出去的TRANSCRIPT上是11门课,GPA 3.9
GMAT 770 / 5.5
有三个精算和RISK MANAGEMENT领域的牛人推荐, 但没有FINANCE领域的推荐!! (这是一个失误啊!)
无PAPER,无工作经验
请大家仁者见仁智者见智吧,拜托各位了!
[看你拿的是拿个保险公司的了。希望可以认识一下楼主，加我msn吧：chephen_cai(A) hotmail.com。
我也是做精算的：）学的是金融。
I'm taking Finance PhD courses this semester, so it doesn't appear on my transcript sent.
I don't have many hard courses under my belt, that's one problem.
I did contact all of them yesterday. Most of them gave me very fast feedback this morning.
Within them, most said they can't give me any information right now, or even :" we haven't started"
Only the Indiana University gave me an important feedback, that I'm within their top 15 waiting list. But they will only admit 3 this year!!! So chance for that university turned out to be very low.
It's sad that Indiana is around the middle (or first 1/3 quartile) of my application list, I doubt my chance this year : (
I did contact all of them yesterday. Most of them gave me very fast feedback this morning.
Within them, most said they can't give me any information right now, or even :" we haven't started"
Only the Indiana University gave me an important feedback, that I'm within their top 15 waiting list. But they will only admit 3 this year!!! So chance for that university turned out to be very low.
It's sad that Indiana is around the middle (or first 1/3 quartile) of my application list, I doubt my chance this year : (
just curious, how many ppl apply the finance program of Indiana every year?
I did contact all of them yesterday. Most of them gave me very fast feedback this morning.
Within them, most said they can't give me any information right now, or even :" we haven't started"
Only the Indiana University gave me an important feedback, that I'm within their top 15 waiting list. But they will only admit 3 this year!!! So chance for that university turned out to be very low.
It's sad that Indiana is around the middle (or first 1/3 quartile) of my application list, I doubt my chance this year : (
it is true that many universities have just started or not started. Umich contacted me on Monday asking for Official TOFEL. I called back asking them
to waive the requirement and they told me they would start evaluation the end of this week.
check this
http://wpcarey.asu.edu/fin/rank/upload/2005_rankings.pdf
This year, there are two chinese faculties in the admission committee(4 total). I will ask the director tomorrow after class to see what is going on here(IUB). The usnews 2007 ranks iub 17th in finance.
just curious, how many ppl apply the finance program of Indiana every year?
there are more or less 80 applicants every year and the first round offers have always been turned down. so TOP6 is enough.(for example, they only admitted 1 student in the second round last year. Despite the fact, they won't consider those after top6. ning que wu lan)
You are too conservative!
If I were you, I would take wisc as my backup and then try only those which are above wisc. ONE by ONE. hehe
thx jmxtf, I will check it right away.
Oh, this is what I get:
Status: Submitted
Congratulations, Xiaoyu! All required questions have been completed and your application has been successfully submitted.
....... I hope it's not you who was rejected : (
To XieXiaoyu,
Obviously, we are both in the first round of the application(which, I guess, are evaluated by two chinese faculties, so lucky this year) and after they make the second round list before the next week, they will interview the first round applicants, on campus or by telephone. Since you are not that far from here, I hope you could arrange a time to make a trip here. Surely, I can make the host stuff for you. hehe. Good Luck for both of us.
Thank you.
The problem is I gonna take the job today, since I don't see a postive sign of being admitted so far.
Have to go to job.
Best luck with you and everyone of CD.
I'll still report whatever feedback I get from PhD in future.
I accepted the job offer, so consequently gave up my PhD application at least for this year.
Ironically, I just got the message from Toni Whited (Director of UW-Madison Finance PhD program) that I was rejected.
She hasn't decided whom to send first round offers, but you guys can ask whether you are on her "short list" just as I did.
Best luck with you guys.
good luck , ustcer
so u want to work definitely.
then just told the schools the truth.
I don't mean what to tell, I mean how to do that politely.
Guess I didn't say explain my situation clearly.
The problem is not what I should choose.
I already answered 'yes' (I have no choice at that time) to that company and don't want to damage my "RP".
But on the other hand, since it's very possible that I apply for Finance PhD again in future, I want to withdraw my application carefully.
The question is 'how?'. How to make a university still want to consider you again in future after you withdrew once?
Thank you very much.
Is it bad as well if I work 3 months (from June to September) and quit the job?
In my belief it's still dishonesty (and even worse), but do companies mind that?
Thank you all, those are really good advices.
Right now I'm working on negotiation with the company.
I must be very careful, though I didn't sign anything, I did answer their offer on phone.
A funny thing is: they've never contact me after I said 'yes' to them.
Just finished interview with Indiana University.
It's a bad idea to tell someone you can not come on a phone interview
Will never do that again
Hi guys,
Now I feel much better, and I will email Boston College later. When I look at what experienced this year, all my trouble is caused by lack of confidence. I should not take that job interview at first first, because I already decided to apply for PhD at that time. But I took it just because I had never interviewed and want to have a trial. (a bad reason)
And when I got the job offer, I became so worried of no PhD offer and no another job offer. That anxiety forced me to make my decision. I should have more confidence at that time.
Later I found job in industry is not so bad. All my professor support my decision, they all think two years' experience will make me a better teacher and a better idea contributor.So I made up my mind to work for a while first and reapply in a couple years.
Now I am anxious again after got these two interviews, still because of a lack of confidence. If now I change my mind again, the reason would be fear of no offer next time, "chance never come back again". But I think I should keep the last part of my confidence this time. Maybe you are right, jmxft. But I believe future chance depends more on my work in coming years. I believe if I work hard enough, I will be much stronger in a couple years. No matter what those professors think, at least I believe I will be a better researcher candidate.
So I quit, and best luck with you guys.
I think I'd better leave that chance to others
Anyone got that invitation as well? Please report after you get back.
Thank you
I also think you should not give up. At least make your decision after you get the offer.
I myself have 2 years work experience. it really helped me learn a lot and it is very precious.
however, if you have decided that phd is your career goal, I don't think you should waste any opportunities you can get.
If I have a chance to choose again now, I would choose to go for phd if I could get an offer right after my BS, because I am very sure now that what I want is phd and research.
although I didnot apply at that time, that's because I hadn't made up my mind to go for phd at that time.
I also think you should not give up. At least make your decision after you get the offer.
I myself have 2 years work experience. it really helped me learn a lot and it is very precious.
however, if you have decided that phd is your career goal, I don't think you should waste any opportunities you can get.
If I have a chance to choose again now, I would choose to go for phd if I could get an offer right after my BS, because I am very sure now that what I want is phd and research.
although I didnot apply at that time, that's because I hadn't made up my mind to go for phd at that time.
but we can not repeat history or turn back time and make a different decision
so, just take it easy, those 2 years w/e won't hurt you anyway in your case.
if LZ thinks working for some time will add value to his future, just go for it.
that's true. those two years do help me a lot.
but if you are prepared now, why not go directly to what you want and get graduate earlier.
that's true. those two years do help me a lot.
but if you are prepared now, why not go directly to what you want and get graduate earlier.
different people different perspectives, no absolute right or wrong
it is really a tradeoff, ppl want to graduate earlier (esp. for us Chinese), but some w/e might help you discover some interesting research topics - some Chinese PhD students keep staying in the school, from BS to Master to PhD and have no w/e, all they can do is to read other ppl's research papers to find ideas they can work on, but these ideas tend to be marginal, coz...it is not a new idea already. This is what a prof. told me and he is Chinese.
well, I am not saying that working for some time definitely outweighs going directly and graduating earlier. I am just saying that everything has pros and cons. And you have to match that with you own utility function, in a financial term.And there are really a lot of dynamics affecting our decision - after all, spending 5 years in school is not a trivial thing when we are in the golden age of twenties.
hi xiaoyu, based on what you feel, it may be a good idea to work for 2 years first. Go ahead
Follow your heart is the right thing to do.
What neo1001 said is really great. I agree too. working experience does give me some fresh ideas, which I think will help in my future research. Anyway, it can at least give you some sense how theories work in real life and what is valuable for our society.
Nice discussing with you guys.
Wish the best luck to all of us!
It is amazing that you have such great accomplishment even if you wasted your time with the pc games...
Guess this post should have an end now.
Best luck with you all, especially those who still have nothing on hand.
Just want to let you know, on my first time of applying abroad two year ago, I got admission to UW-Madison in May, and before that I had nothing on hand.
So, be cool.
Hi guys,
Now I feel much better, and I will email Boston College later. When I look at what experienced this year, all my trouble is caused by lack of confidence. I should not take that job interview at first first, because I already decided to apply for PhD at that time. But I took it just because I had never interviewed and want to have a trial. (a bad reason)
And when I got the job offer, I became so worried of no PhD offer and no another job offer. That anxiety forced me to make my decision. I should have more confidence at that time.
Later I found job in industry is not so bad. All my professor support my decision, they all think two years' experience will make me a better teacher and a better idea contributor.So I made up my mind to work for a while first and reapply in a couple years.
Now I am anxious again after got these two interviews, still because of a lack of confidence. If now I change my mind again, the reason would be fear of no offer next time, "chance never come back again". But I think I should keep the last part of my confidence this time. Maybe you are right, jmxft. But I believe future chance depends more on my work in coming years. I believe if I work hard enough, I will be much stronger in a couple years. No matter what those professors think, at least I believe I will be a better researcher candidate.
So I quit, and best luck with you guys.
Nice analysis!
My opinion: work experience may not help your application to PhD program, but it will deninately help you a lot in your future career, in industries or in academic! So do not hesitate to enter industries if you get a good opportunity. It'll pay off some way.
Just one point to remember: w/e matters a lot to MBA application, but may not help much in application to PhD.
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