Technically a given category of insurance policy is underpriced if ,over time,claims against it plus expenses associated with it exceed total income from premiums.But premium can be invested and yield returns of its owns.Therefor,an underpriced policy does not represent a net loss in every case.
The agrument above is based on which of following assumption?
A No insurrance policies are deliberately underpriced in order to attract customers to the insurrance company offering such policy.
B A policy that represents a net loss to the insurance company is not an underpriced policy in every case
C There are policies fro which the level of claims per year can be predicted with great accuracy before premiums are set.
D The income earned by investing premium income is the most important determinant of an insurance company's profits.
E The claims against at least some underpriced policies do not require paying out all of the premium income from thosej policieds as soom as it is earned.
答案选E,各位老大,可我觉得E是不是多打了个NOT啊,pay out 这儿有是啥意思呢?
请高手帮忙翻译一下这项
我是这样理解的.保险也有期限的问题.如果这种(对保险公司来讲)赔本的保险是期限很短就要支付的话,就没有时间用PREMIUM投资赚钱了.\
所以这里E的假设是,PREMIUM要在保险公司呆上一段时间,不会马上赔偿投保人.
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