【Native Speaker每日综合训练—45系列】【45-11】经管

AgendaChen

内容：黑糖话梅糖 编辑：Agenda Chen

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黑糖话梅糖：

speaker和speed部分前两篇文章主要讲的是工作中的情绪的问题。

speed最后一篇文章是讲APPLE股价下跌

obstacle的文章主要是讲美国的经济

Part I: Speaker

Reduce Stress with mindfulness

Source: Harvard Business Blog

https://hbr.org/2013/12/reduce-stress-with-mindfulness/

[Rephrase 1, 16:57]

AgendaChen

Part II: Speed

Work, spirituality and interdependence

by Peter Vajda  |  31 Oct 2014

[Time2]

Back in the 1970s, Robert Greenleaf's book "Servant Leadership" was one of the first business books I read. What attracted me to him was how deeply his thinking bordered on ‘spirituality’ (as distinct from religion or theology) and the fact that he was talking about this in the context of the workplace. For the 1970s, that was pretty revolutionary.

One of the foundations of Greenleaf's philosophy was the notion of interconnectivity. We all belong to communities, he argued, therefore we are all interconnected. And this means that organizations themselves are a kind of living entity that can themselves be servant-leaders.

I vs. We

But supporting others in the workplace community to grow as individuals, to become wiser, healthier, freer, more accepting and more autonomous is something that normally only arises if we shift consciousness and belief systems.

It’s a sad fact that many work environments are defined by selfishness, greed, ego and competition, while the individuals within them are seen as ‘haves’ or ‘have nots’ on many levels - mentally, emotional, physically, creatively… And that poses some fundamental questions about our sometimes negative and limiting belief structures. Why is our working environment the way it is? And what can we do to transform our individual and collective consciousness so that our behaviors become more mutually supportive?

One place to start is by looking at yourself and asking some fundamental, personal questions. Do I gossip about others? Do I commonly experience conflict with people who have a different value system to mine? Do I incite reactionary behaviors from others? Do I waste materials and resources? Do I constantly try to prove that I’m superior to others? Is profanity, rudeness or insensitivity a normal part of my communication style? Do I use the put-down as a common behavior trait? Am I tolerant and open to other cultures or people who are ideologically different? Am I honest and above board in my financial dealings with others?

[323 words]

[Time 3]

Dysfunction

These questions matter because consciously or unconsciously, like it or not, each individual affects the functioning of the group or organization in some way, shape or form. When an individual is out of balance, their dynamic impacts the organization (not unlike an unhealthy cancerous cell in our physical body). And when many people are out of balance, we all know where that can lead. The symptoms are familiar: issues related to performance, morale, absenteeism, presenteeism and the like, but the cause is always the same: an undermining of the overall health and well-being of the organization. Dysfunction.

Business as usual

Unfortunately, this dysfunction does not always appear as a red flag. Many individuals and organizations view dysfunction as 'business as usual'. For some, functioning poorly is a simple reality of the workplace. For me, dysfunction is a sign that all is not well. Dysfunction is a tug on the collective sleeve. It is asking, “how can I contribute to the restructuring of the workplace (or my part of the workplace) to preserve the positive humanity and ensure quality of life for everyone?"

Answering this question requires an environment in which reflection, self-discovery, interpersonal growth, well-being and continuous learning are as much a part of the workplace as are the coffee, cubicles and computers.

No one is an island

There are those who believe that each of us is an island, a free agent whose sole purpose is to maintain our individuality, our place in the sun, our ‘space’. But that is to deny our inter-connectedness. If we choose to feel separate and independent from one another, we end up looking for excuses (certainly not reasons) to support our choice and to justify our wanting to exist in isolation from those around us. Interconnectedness and community are as important in the workplace as they are anywhere else - perhaps even more so, given the state of fear, anxiety, stress, ambiguity, inhumanity, depression and chaos that characterize many organizations. That’s why a focus on how we conduct ourselves at work would go a long way towards enhancing its quality, energy and culture.

[351 words]

[The Rest]

So ‘spirituality’ - the understanding of the importance of this interconnectedness - has its place in the workplace. Indeed without it, we risk leaving our authentic self, the one with care, compassion and love for others - at the door when we walk into the office and falling into the trap of functioning in a disconnected, robotic way because we are ‘at work’. But consciously or unconsciously, this compartmentalizing dehumanizes us and leads us to discount the ‘whole’ of people's humanity.

Just because we’re ‘at work’ doesn’t mean we stop being who we are. So perhaps a conscious focus on the workplace as a place of community, understanding, empathy and compassion for the human experience - yours and mine - can transform many centers of dysfunctions into places where humanity rules the day.

[133 words]

Source:

http://www.management-issues.com/opinion/6978/work-spirituality-and-interdependence/

5 Fears You'll Need to Conquer Before Starting a Business

by Jayson Demers  |  1 Dec 2014

[Time 4]

Entrepreneurship is treacherous ground. You’ll face great risks, from the inception of your company through the growth stage, and even as you stabilize and gain momentum. If you’re going to be successful as a business owner, you need to be prepared for those risks, and address your fears proactively.

While each entrepreneur and each business is unique, there are five common fears that almost every entrepreneur will need to face before starting a business:

1. Running out of money

Capital is one of the biggest concerns most entrepreneurs have, and with good reason. Starting a business requires a lot of money, which usually comes directly from the entrepreneur’s savings, or the pockets of independent investors. If you can’t secure a reliable revenue stream by the time that initial startup capital runs out, the business -- and all that money -- is in jeopardy of being lost for good. Disappointing investors is one thing, but losing your life savings is another.

If personal investment loss is what’s keeping you from moving forward, consider other means of funding. Use crowdfunding to collect small amounts from thousands of people, or seek business grants from the government to help get you started. Most of all, you need to have faith in your business model -- if you don’t, then you shouldn’t go into business.

2. Not being good enough

Whether you’re worried that you aren’t good enough as an entrepreneur or that your product isn’t good enough to be competitive, the fear of not being good enough can be debilitating for new entrepreneurs.

Remember a simple concept that applies to all businesses: launching with a minimum viable product. Your product doesn’t have to be perfect when it first launches, and it doesn’t have to be the best. It just has to be acceptable. From there, you’ll have plenty of room to make improvements to it over time. No product ever starts out perfect -- some of the greatest businesses in the world probably started with a product of a similar quality to yours.

As an entrepreneur, you too can be a minimum viable product. You don’t have to make all the right decisions, and you don’t need to be a perfect leader. You just have to be passable until you have the time and experience to improve yourself.

[384 words]

[Time 5]

3. Failing

The fear of failure gets the better of all of us occasionally. There are small failures -- such as a botched email-marketing campaign or a major bug you discover post launch, and massive failures -- such as your company going under.

Failure will set you back no matter what, but you can’t let the fear of failure stop you from making a decision. Failure is only the end of the road if you let it be. Otherwise, it’s just a temporary stopping point in a long path to a final destination.

More important, failures are learning opportunities. Every failure you experience yields a lesson you can incorporate into your business or your life.

4. Being overwhelmed

The entrepreneurial life isn’t chosen because it’s easy. It’s chosen because it’s a challenge with many rewards along the way. If you’re getting into entrepreneurship because it seems like an easy way to get rich quick, someone has lied to you. Entrepreneurship is riddled withobstacles, stress and hard work.

But the flip side of entrepreneurship is control. Yes, you will inevitably feel overwhelmed at times, but it’s all completely within your power to change. If you’re dealing with too many financial problems, you can hire a financial advisor. If you aren’t getting the results you want out of your developer, you can let him/her go and seek new help.

You will experience a greater workload than you’ve ever faced before, but remember that you’ll be in full control of your own destiny.

5. The unknown

The unknown is indescribable and impossible to prepare for. When you first get started with a business plan, a bit of money and maybe a partner or a mentor by your side, you’ll have no idea what to expect in your first year. For many, it’s a thrilling thought, but it’s also terrifying.

Entrepreneurship isn’t a job. It becomes a lifestyle. You’re choosing to be in this role because you’re a risk-taker, you’re passionate, you work hard and you believe in your idea. Those four qualities are more than enough to conquer any obstacle that gets in your way -- even the unknown ones. So put those fears to rest and believe in yourself.

Conclusion

Entrepreneurship isn’t for the fearless. It’s for the individuals who are prepared enough and strong enough to learn from their fears and work past them. Instead of avoiding your fears, embrace them, and use them as a motivation to learn more about your business and prevent disaster.

[415 words]

Source: http://www.entrepreneur.com/article/240275

Apple beat down, Exxon bounces & gold shines again

by Jeff Macke  |  02 Dec 2014

[Time 6]

Apple (AAPL) is  getting battered in a world gone mad. The only company that matters to so many investors was almost 6.5 percent lower earlier today. This marks the largest one day set-back in 10 months. Rumors are flying as to why the God's of stocks would forsake Apple even momentarily. Some are attributing the move to a Morgan Stanley (MS) rating change on tech overall but no one is taking it all that seriously. The same could be said for the drop in Apple shares, at least for now. There seem to be a lot of dip buyers before this stock is allowed to break

Turning to a couple bouncers in the Dow Jones Industrial Average (^DJI), shares of Exxon Mobil(XOM) are bouncing higher by one percent, taking back at least some of the losses also experienced by Chevron (CVX) and the entire industry during the crude crash of the last six months. The United States Oil ETF (USO) has lost over 30 percent of its value during that time frame. The price of WTI crude is bouncing  as well after hitting the lowest level since 2009.

Finally Gold! I told you to keep an eye on it earlier this morning and sure enough the barbaric metal started bouncing higher before the stock market could even open in the U.S. The SPDR Gold Shares ETF (GLD) is popping more than 2.4% today as the underlying metal finds support around $1,150 an ounce. You won't hear me teasing the gold bugs on this one, nice trade. They deserve the windfall.

[260 words]

Source:

http://finance.yahoo.com/news/apple-battered--exxon-bounces---gold-shines-again-165255291.html

AgendaChen

Part III: Obstacle

America’s economy The lonely locomotive

A weaker world economy does not hurt, and may help, America

[Paraphrase 7]

THERE is a spring in America’s step these days. A revision released this week raised annualised economic growth in the third quarter to 3.9%; it has averaged more than 4% in the past two quarters. The irrepressible stockmarket keeps hitting new highs, the most recent on November 26th. Job growth is accelerating. This is all the more remarkable because the rest of the world has hit the buffers. Japan has slid into recession, Europe is flirting with deflation and China has cut interest rates as growth flags. On November 25th the OECD, a club mainly of rich countries, said its members’ economies will grow just 1.8% this year and 2.3% next, about half a point slower than projected in May. Risks, it said, are on the downside.

Why the divergence? In part, it is a statistical quirk. America’s economy shrank in the first quarter, so its recent strength is from a low base. Output in the third quarter was up an unspectacular 2.4% from a year earlier; the pace of growth in the current quarter will probably be similar. That is still much better than the rest of the world, though, for which there are two main reasons: trade remains a small part of America’s economy, and the rest of the world’s misfortunes actually help, by lowering interest rates and the oil price.

To be sure, feeble foreign markets have taken a toll: American exports are up just 1% this year while imports are up 3%. Trade has thus been a modest drag on growth, after making a small contribution in 2012 and 2013. Nonetheless, exports, at just 13% of GDP, are less important than in any other OECD country, and exposure to the euro zone is particularly modest. The OECD simulated the external repercussions of a downturn in the euro zone in which expectations of inflation fell by half a percentage point, stockmarkets dropped 10% and households had to pay an additional percentage point to borrow. It concluded that growth would fall by 0.17 percentage points in Britain, 0.15 in Japan, 0.14 in China and just 0.08 in America. While American multinationals have seen foreign profits suffer, domestic profits have more than compensated, so overall profit margins remain near record highs (see chart).

Looser monetary policy in Europe, China and Japan is pushing down interest rates in all those places. That has driven their currencies down and the dollar up about 6% on a trade-weighted basis since July, to the detriment of American exports. But in the long run America will benefit if other big economies stave off disaster thanks to this stimulus; in the meantime, low interest rates around the world have helped to restrain borrowing costs in America, propping up housing.

Subdued global demand has also lowered oil prices, as has stronger supply from both America and OPEC. Surging domestic production and falling imports make cheap oil less of a boost than it once was, but it is still good for the economy.

Bruce Kasman of JPMorgan Chase says only three times in the past 25 years has the dollar risen and oil prices dropped as much as this year: in 2001 and 2008, when the world was entering recession, and in 1997-98, during the Asian financial crisis. The latter event was followed by a consumption boom in America, and he reckons it is the best parallel with the present. Global consumption, he notes, has been inversely related to headline inflation in recent years and this time will be no different. Lower inflation in America, he reckons, will boost purchasing power by 2% at an annualised rate over the current and coming quarters.

There is a potential pitfall, however. Global recessions are seldom spread through trade linkages, but by a common shock, such as a financial crisis or a sharp jump in oil prices. Another European recession or a debt crisis in China could, via financial markets, fray confidence everywhere, America included. That would expose another problem. Although inexpensive oil is good for consumers, it may also lead them to expect lower inflation, thereby raising real (ie, inflation-adjusted) interest rates. There is little the Federal Reserve could do about that: nominal interest rates are already close to zero, and cannot fall below it, since people would just hold their savings in cash instead.

[716 words]

Source:

http://www.economist.com/news/finance-and-economics/21635050-weaker-world-economy-does-not-hurt-and-may-help-america-lonely-locomotive

cherry6891

[color=rgba(0, 0, 0, 0.701961)]45-11[color=rgba(0, 0, 0, 0.701961)]Time2
[color=rgba(0, 0, 0, 0.701961)]R 's opinion about spirituality is revolutionary in his first business book. The foundation of the G's book is interconnection. Then writer lists several questions to check the interconnection.
[color=rgba(0, 0, 0, 0.701961)]Time3
[color=rgba(0, 0, 0, 0.701961)]Each individual inflect the functioning of the organization. So does business. Spirituality at job influence our working performance.

[color=rgba(0, 0, 0, 0.701961)]Obstacle
[color=rgba(0, 0, 0, 0.701961)]American's economy is remarkable even though the growth is not as good as the past two quarters. The feeble economy/global recession related to each country but maybe not bad influence to US

铁板神猴

占个首页把它顶起来吧 谢谢黑糖和Agenda！
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3'40''

特别喜欢今天前两篇Speed文章，非常精彩！

yatina

thanks黑糖话梅糖 & Agenda Chen
Speaker
btw，今天的speaker太棒了！听完只觉眉宇间一片宁静。
1.What's the diff?  The way to treat it.
2.High need for control? If we could control our minds, things would get easier.
3.Background or definition? Mindfulness is not a skill, it is a ware of the situation. And people can get mindfulness by practicing and apply it into works.
4.When do you begin to bring things together? On three skills: concentration, clarity, and equanimity.
5.How could I start to get some benifits? Find your own trigger and take a breath.
6.Just one right now? Yes, sit down. Breathing in. Breathing out.

Time2+3   1'22+1'58
intro a book: notion of interconnectivity
1.I v.s We: ask questions to settle this problem
2.Dysfunction: keep balance
3.Business as usual
4.No one is an island

Time4+5   2'04+1'57
5 things you need to know before running a business:
1.run out of money: find other funding but have faith in your business model.
2.not good enough: launching with a min viable product(not the best, but be acceptable)
3.failure: treat it as an opportunity
4.being overwhelmed: when u find it is not easy to control stress, seek helps
5.unknown: trust urself
Conclusion

Time6   55'
Apple beat down, Exxon bounces, and gold shines again.

Obstacle   5'39
America economy reach a new high by transfer its crisis around the world: monetary policy in Europe, China, and Japan keeps interest rate low, while oil prices keep a downward trend. An expert said 3 crisis like today happened in the past(in 2001, 2008, and 1997-1998), and there are still a lot recession influence waiting for U.S.

Hendy

掌管 6        00:05:46.17        00:29:08.53
掌管 5        00:01:54.17        00:23:22.35
掌管 4        00:06:23.34        00:21:28.18
掌管 3        00:05:58.62        00:15:04.84
掌管 2        00:02:31.46        00:09:06.21
掌管 1        00:06:34.75        00:06:34.75

第一篇好抽象啊

margarethuang

二2‘18
Interconnectivity is one of the points that the book of P has to discuss.It states that we all live in a community and the organization is sort of entity.Though many people hope the workplace to be a place where people within can benefit from the working environment,the reality is always not what we supposed.And one way to improve this situation is to ask ourselves some questions about whether we are involved in the negative environment.
三1’49
Asking the questions above is important because of several reasons.Everyone is part of the community and everyone will form or shape the community we live in.If one is out of balance,the group will be influenced,and if most members of the group are out of balance,we know what will happen.Under such conditions,the dysfuntion will rise and it will affect something like the absenteeism.
However,many consider the dysfunction as a normal phenomenon in business and pay not enough attention to it.
四1‘51
Enterpreneurs will face a lot of risks when they begin a new bisness,and they have to be prepared to conquer them.
The first fear is running out of money.Capital is the pivotal of a business at an initial stage.Once it happened,losing the money of independent investors is one thing,and losing your own savings is another.And when it does happen,we may ask help from the massfund or the government for loan.But the most important thing to overcome the risk is to have faith on your business or products.
The second fear comes from our concern that our products or company is not good enough.The solution is  we should think in this pattern that we needn't to put forward a product at initial stage to be the best,and we still have time to improve it after its release.What we need to do is to make it acceptable and to improve it continually.At history,many great products are developing in this way,and the truth is the same to our leadership.
五2’25
The third fear is failing.We will occasionally encounter many small failure on the road of entrepreneurship,and if you let it go,failure will be your final end.But if you face it and learn from the process,it will only be a stop point to make you reflect on what's wrong in the process.What's more,failure will be a good opportunity of learning.You will perform much better if you keep learning from the mistakes.
The fourth fear is over-whelming.People don't choose to be an entrepreneur because it is easy,people choose it because it is challenging and rewarding along its way.You may face the most workload or stress that you have never experienced,but you will totally control your destiny if that's what you want.
The fifth fear is the unknown.Unknown is the only thing that you can not predict and prepare for,however if you are passinate about yourself,and work hard and have faith on your business,all these elements will help you to conquer the unknown feelings.
六1‘41
The shares of apple has dropped to the lowest level during the past several months,and many investors suffer.While other stocks have risen.The warning signals of the drop has been released earlier,but no one listen.

OBSTACLE 5'38
The American economy is marginally better that that of other countries or areas including Euro Zone,China,Japan,etc.While other countries are experiencing economic fall,American is maintaing its record high.The reasons vary,one is that the US just experienced a fall,and the strength comes from the record low point.And the oil price does help the economy of the US,though not as much as it used to be.Many countries are cutting their interest rate,but America remains the same,and the stability will help the US to gain its
advantage in the long run.

margarethuang

速度这么慢，怎么办..就是慢性子，计时也不着急啊....求助...

wangyilin

掌管 5        00:02:30.43        00:16:09.29
掌管 4        00:04:26.87        00:13:38.85
掌管 3        00:01:10.60        00:09:11.98
掌管 2        00:04:39.03        00:08:01.37
掌管 1        00:03:22.34        00:03:22.34

time2:
    the authur read a business book and it is introduct the cooperate,.
time3:
    emphasize some conceptions
time4+time5:
    introducting 5 fears about doing a  bussiness
battered 垮台 windfall 意外之財 deserve 应得的！！