【每日阅读训练第四期——速度越障23系列】【23-16】经管_Fannie and Freddie

olivia瓜瓜

嘿嘿。。。。。。。。。谢谢小鱼，这个两个房贷公司，很涨姿势噢，，赚到了。。
Time1: 2m10s
& president obama propose to overhaul the two gaint mortage companies Fannie and Freddie.      
Time2:1M52s
& Obama plan to change the role of government from redumently to seondary and many financiers support Obama’s outline.
Time3: 1m59s
  & The too much government subsidy make eveyone American people think they have aready possess the house, so government should do something to change  the situation.
Time4: 1m41s
Although the financial crisis is break out,  Fannie and Freddie also have significant profits for the responser by government.
Time5：The Fannie and Freddie sponsored by government make many profits ,but these profits cant better people’s life ,cant spent more in people. For this reason,The government support to Fannie and Freddie should end as soon as possible.
Rest: 48s
& the profit made by Fannie and Freddie should distribute to american people that can improve the people’s spending power.
——————————————————————————————————————————————————————————————————
Obstacle: 7m15s
& The,first , article  gives a captury theory of an airline company.
& The article introduce the same capture story of Fannie and Freddie.
& Fannie and Freddie sponsored by government,and related to many political officiers. Because of this regidity, it’s hard to reform the Fannie and Freddie mortgage system.  
& A study point out the minority discriminatin in mortgage market, but the athor fail to show the evidence.
& The athor of this article research the discrimination and give some evidence.
& The Fannie and Freddie capture story not only endanger the financial and economic ,but also harm the American taxpayers.

olivia瓜瓜

Native speaker：
Main idea ：Obama propose some new
The situation ： 1 （the hosing market )recovering but not yet recovered
                       2 boom and  bust circle
                       3a lot of people have tight credits to buy home，if it can deal with this situation
                       4 if the housing market rise, the whole economy will grow.
solutions： help more people to get mortgage to buy home.
Top ideas: wind down the Fannie Mae and Freddie Mac and  use government as a sort of backstop role.
LAST : we need the congress act,and passed bill.