【每日阅读训练第四期——速度越障22系列】【22-04】经管 Shadow Banking

wangziann

各种看不懂。。。金融知识扫盲中。。。
1-368-2'28''
Credit growth shifted from the traditional banking system to shadow banking system.
This shift lead to the competetion between bank deposits and money market funds.
These change bring many beneficial changes but also make the regulatory unavailable when crisis struck.
2-386-2'27''
Different situations under bankruptcy for the creditors. Case of bankruptcy of Lehman in 2008 crisis.
3-331-1'47''
For case like Lehman the goverment's response was necessarily ad hoc,but it is improtant to make sure that regulators have the tools to deal with crises when they do occur.
4-315
IOUs in shadow banking have the problem of unstable.
5-284
Insurance might cause the company to take foolish risk and shadow banking's IOU should be taken to make the loaning market more stable.