8. Consumers in California seeking personal loans have fewer banks to turn to than do consumers elsewhere in the United States. This shortage of competition among banks explains why interest rates on personal loans in California are higher than in any other region of the United States.
Which of the following, if true, most substantially weakens the conclusion above? (A) Because of the comparatively high wages they must pay to attract qualified workers. California banks charge depositors more than banks else- where do for many of the services they offer.
(D) The proportion of consumers who default on their personal loans is lower in California than in any other region of the United States. 答案是A我选D这题明明说的是PERSONAL LOANS.并没有提到DEPOSITORS.而且A 选项不能消弱呀?请指点!