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沃顿推出国际学生贷款项目

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发表于 2009-4-7 03:13:00 | 显示全部楼层

沃顿推出国际学生贷款项目

Dear students,


    

 


    

We
are delighted finally to be writing to you with good news on loans for
international students.  After Citibank cancelled its program last
October, we’ve been in discussions with many financial services firms
to create a loan program for international students who do not have US
co-signers.  We are pleased to announce the launch of a custom loan
program with Digital Federal Credit Union that will cover tuition and
living expenses for our international students.  The loan terms are
attractive in the current market environment: an interest rate of Prime
plus 3% (with the opportunity to reduce the interest rate by 25bp if
borrowers arrange for automatic repayments) and no origination fee.  In
order to provide these rates, Wharton will share some of the potential
default risk.  
 


    

 


    

This program will also be available to current first-year international students for their second year of study. 


    

 


    

With respect to loan programs for domestic
students (and those with US co-signers), the University’s Student
Financial Services (SFS) Office is in the process of reviewing several
proposals and will have a list of approved lenders for both federal and
private loan programs within the next few weeks.


    

 


    

This
matter has engaged Wharton and Penn administrators at the highest
levels, including Penn’s Board of Trustees; we are grateful for their
support of this program.


    

 


    

Our Financial Aid office will soon announce more details of this program.


    

 


    

Sincerely,


    

 


    

Thomas S. Robertson, Dean


    Anjani Jain, Vice Dean and Director of Graduate Division
[此贴子已经被作者于2009-4-10 4:56:35编辑过]
发表于 2009-4-7 03:56:00 | 显示全部楼层
正在图书馆准备晚上的宏观经济学考试的时候收到Anjani的信,顿时感觉外面下起了及时雨。
然后深深感受到,宏经的准确。如果老百姓感觉自己未来的可支配收入会增加,那么current consumption也会增加。我开始YY拿那笔巨款去哪里哪里挥霍。
发表于 2009-4-7 08:03:00 | 显示全部楼层

I am very impressed by what Wharton has done. The interest rate has been the lowest, compared with others offered by peer schools.

以下是引用jelt2359在2009-4-7 3:13:00的发言:
News coming soon- I removed this because more info will be added tomorrow, and we're not authorised to release it yet.

发表于 2009-4-7 10:26:00 | 显示全部楼层

在us失业率达到50年来顶峰且毫无下降趋势并且失业人员开始大肆枪杀无辜民众及警察之时

请问民众何以预期未来收入增加?

发表于 2009-4-7 10:35:00 | 显示全部楼层
大肆的事情,貌似没有那么严重吧,
众人恐慌的时候,正好可以股民入市,学生入校......
发表于 2009-4-8 22:27:00 | 显示全部楼层

此处省略100字。。。


[此贴子已经被作者于2009-4-9 23:35:53编辑过]
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