【每日阅读训练第四期——速度越障14系列】【14-20】经管

attractg

亲们，明天的作业！标题还是设成了白色昂~~

【Speed】

Time 1
An open letter to parents worried about their daughter becoming a ‘leftover women’

Dear fellow parents,

Spring Festival is approaching! You must be so eagerly anticipating your daughter's return home.

What wisdom will you impart during your short time together?

'Hurry, hurry, get married!'

If you're like many parents, you'll hurry her to get married. Ideally, to a multi-millionaire. A multi-millionaire who's also a gourmet chef, family doctor, and multiple-passport holder. Because if you could get her safely adopted by a husband like that, you could rest knowing she forever will be secure.

I understand. Because I too have daughters, two of them, though mine are still small. Being parents means living with our hearts outside of our bodies. We just want to know our kids are OK. We just want them to be safe and secure.

And for centuries in China, marriage was the sole source of security available to a woman. Security was her lifetime guarantee in return for her lifetime of service to husband and family.

But we are living in times of radical change.

Divorce now is exploding across China

While parents are thinking about how to get their daughters married off, married couples are thinking about whether to get divorced.

Once known for its stable marriages, China now suffers from the 'China-style divorce;' one-third of marriages in Shanghai and Beijing now end in divorce. The main driver of divorce is the born-post-1980 generation.

The sad fact is, for many, marriage now is a source of great insecurity.
For the first time China's history, a generation of children now is growing up the children of divorce.

Women bear the costs and risks of marriage and parenthood

Consider the implications. For women today, marriage and motherhood can offer significant benefits, but significant costs and risks as well.

In fact, marriage and children are clearly riskier for a woman than for a man. That's because the costs of child care, time, emotional energy, career opportunities, and financial security all are mostly borne by her.

The unspoken contract is that her husband will share his income with her and the kids. But as we can see from today's marriage statistics, a woman who marries young has an excellent chance of divorcing young.

Despite that women suffer disproportionately in a divorce, a recent study shows that now nearly 70% of divorces are initiated by women. This tells you how bad their marriages must have been.

(392 words)

Time 2：

As parents we are living in a strange in-between period

So, as parents, we're living in a strange in-between period in Chinese history. We grew up in an old world, a world where it would have been hard to imagine a woman surviving outside of marriage, socially if not financially.

But our daughters live in a new world, a world where they must learn not simply to marry, but to be independent, and if they marry, to have a marriage that succeeds.

After all, what does it mean for a marriage to be a success? Merely managing to stay legally married until one or the other person dies? Or something more?

Parents' pressure to marry just to marry leads directly to insecurity in life

As parents we now face a conundrum as modern as it is tragic. For the sake of security, many parents pressure their daughters to hurry up and marry just to marry. Out of filial piety, many daughters rush into relationships which result in loveless marriages, extramarital affairs and nasty divorces.

In this way, parents' pressure to marry just to marry leads women into lives of financial, emotional and spiritual insecurity. Which is the precisely the outcome that parents are trying to avoid in pressuring their daughters to marry.

Today's women have essential new dreams

I've heard some parents lament that they feel their daughter's desire to wait to find a good marriage reflects poorly on them as parents. To the contrary! Your daughter's independent spirit is a reflection of the good work you did to help her gain an education.

Now that she can survive on she own, she yearns for all the things that every human being yearns for once her survival needs are met: to be truly loved, to have dreams, to have meaning in life.

Her dreams are as essential to her as the air she breathes and the food she eats. She needs that any marriage she enters to be based on mutual love and partnership.

You should be proud of her, and proud of the job you did in raising this singular young woman.

(353 words)

Time 3：

Your daughter's future security and happiness may depend on the advice you give her

Over Spring Festival, the advice you give your daughter may deeply affect how she goes about gaining the things she needs to nourish her spirit and achieve the security she needs.

So, come Spring Festival, rather than admonishing, 'Do you have a boyfriend? Hurry, hurry, get married!'

Maybe the right questions are:

'How are you? What are your dreams in this beautiful new year? What can we do to support you?'

And, if she does have a boyfriend:

'Will he be good to you? Will he encourage you to find and realize your dreams? Will he be a loving and trustworthy partner? Will he see you as the full person that you are and not just for what you can do for him?'

As parents, our most important job is to prepare our daughters to flourish in this modern new world.

With Spring Festival just around the corner, now is the time to plan what words to impart to your daughter. Take advantage of your brief time together to give her the advice she needs. Her future security and happiness may depend on it.

*This column was originally written by the author in English. Hear the author read this English column aloud by clicking here. To read this column in Chinese, click on the red button above. To watch author Joy Chen on Al Jazeera English television discuss the 'leftover woman' stigma with women around the world, click here.

Joy Chen is a Chinese-American former Deputy Mayor of Los Angeles and author of the best-seller 'Do Not Marry Before Age 30.' She also is a wife and mother of two young daughters. Visit her at www.joychenyu.com.The opinion is her own.

(294 words)

Time 4：

Money Flows Out Of Apple And Into BlackBerry

Yesterday trading in Apple and BlackBerry was a show of contrast.

Apple rose about 1% and BlackBerry fell 4.6%. Of interest is that money flow was negative in Apple while the stock was going up and money flow in BlackBerry was positive while the stock was going down.

Apple had lots of good news. There was excitement from the rumors of iWatch. There was positive anticipation of what Tim Cook would say today at the Goldman Sachs conference. Apple was also experiencing a tailwind from David Einhorn’s revolt against Apple.

In contrast, BlackBerry had two pieces of bad news. First, Home Depot decided to replace BlackBerrys with iPhones for many of their employees. Second, an upstart phone carrier Solavei introduced Z10 for a price of $999 in the United States ahead of major carriers Verizon, AT&T, Sprint or T- Mobile. In my analysis, this was bad news as it demonstrated BlackBerry’s lack of control over the launch of Z10.

My algorithms calculate money flow by subtracting the value of trades made on a downtick from the value of trades made on an uptick. They further dissect the tick data to detect foot prints of smart money and calculate net buying or selling by smart money.

Even though BlackBerry stock was falling, it experienced a positive money flow of $17.79 million. This was not all mom and pop buying. The money flow calculated only from block trades into BlackBerry was also positive $11 million. Block trades are indicative of institutional activity.

In contrast to BlackBerry, Apple saw a money flow of negative $274 million. Institutions were also selling as the money flow calculated only on block trades was negative $229 million.

(280 words)

Time 5:

Calculating money flow is science, but interpreting it is an art. My interpretation of the positive money flow in BlackBerry is that much of it was short covering. My algorithms detected aggressive short covering several times during the day. For reader’s reference, 129.4 million shares of BlackBerry have been sold short out of the public float of 467.70 million.

Confirming my interpretation is my proprietary Smart Money Flow Indicator that showed smart money net selling of about $7 million. The point is that while overall money flow in BlackBerry was positive, Smart Money Flow was selling.

Special Offer: Daily stock picks from Forbes Dividend Investor are up 11.7% vs. 7.4% for identically timed buys of the S& 500 index from July 11, 2012 through February 6. Average yield on buys is 5.8%. Click here for a membership offer from Steve Forbes.

My interpretation of the negative money flow in Apple is that the muppets who were fed Apple at higher prices by Wall Street were reducing their positions. Confirming my interpretation is our proprietary Smart Money Flow Indicator that showed smart money net buying of $126 million. The point is that while overall money flow in Apple was negative, Smart Money was buying.

Analysis of the news and trade data from yesterday has not changed the potential short position on BlackBerry and continuation of the short-term long trade on Apple. The chart shows the progress of the trade.

(238 words)

【Obstacle】
Is $500 Enough for Enduring the Cruise from Hell?

So you’ve survived for five days stranded at sea aboard the Carnival Triumph. The ship had no working toilets, sewage dripped from walls, and the whole place smelled “like a hot port-o-potty.” Here’s $500 for your troubles.

Last week, after the Triumph was finally tugged into Alabama and passengers kissed solid ground in relief, Carnival announced that all passengers on the ship—which was hit with a fire in an engine room and left without power in the Gulf of Mexico—would receive some compensation. The offer included a full refund for the cruise and travel expenses, reimbursement for nearly everything they spent on board the ship, a credit good toward a future cruise, plus a check for $500.

To some, the offer didn’t exactly seem generous. “I would have expected more really,” said travel expert George Hobica, who runs the deal-finding site AirfareWatchdog.com. “I think giving them their money back and $500 is pretty cheap.”

Carolyn Spencer Brown, editor of CruiseCritic.com, had basically the same reaction. “What these people went through was worth more than $500,” she said. “It’s a little bit insulting. It’s almost as if Carnival would have been better off offering nothing than to go so low.”

So where did Carnival come up with the $500 figure to begin with? The cruise line didn’t explain. In situations involving refunds and compensation for travelers, there usually isn’t much explanation other than that the policies and dollar figures somehow seem about right. “It’s all about PR,” said Brown. “This was probably determined by the marketing department more than anybody.”

Calamities like the Triumph can obviously be bad for the cruise line at the center of the storm. They can also damage the cruise industry as a whole. In the aftermath of the sinking of the Costa Concordia—which just “celebrated” its one-year anniversary last month—cruise prices decreased by 12%.

To minimize the public-relations damage, to salvage some sort of goodwill with affected customers, and also to cut off lawsuits before they are filed, travel operators are known to offer compensation during the worst situations. Concordia passengers were offered around $15,000, on top of a refund and travel expenses.

At the time of the offer, a lawyer representing the cruise line told the Associated Press that there were big upsides for passengers who accepted the payment: “The big advantage that they have is an immediate response, no legal expenses, and they can put this whole thing behind them.”
Funny: The cruise lines involved in these disasters also want to avoid legal expenses and put the whole thing behind them.

But about the payouts: Where do the figures come from? When vacations are ruined, compensation paid to travelers can run the gamut, from bupkis to tens of thousands of dollars. Are the amounts purely at the discretion of some travel company executives?

Well, under certain circumstances, airlines and cruise lines are obligated by law to compensate customers whose trips have been adversely affected. For instance, Department of Transportation regulations require airlines flying within the U.S. to compensate passengers who are denied boarding because a flight is oversold. If the airline gets such a passenger on another flight that lands within one to four hours of the originally scheduled arrival time, the carrier pays the delayed traveler 200% of the original one-way fare, up to $650. If the traveler is delayed by four hours or more, the compensation goes up to 400%, and a maximum of $1,300. On the other hand, if the airline gets such a passenger onto another flight that lands within one hour of the original arrival time, no compensation is required at all.

The contract cruise passengers agree to stipulates specific instances when compensation will be provided by the cruise line. The Princess Cruise Line Passage Contract, for instance, lists scenarios such as this:

If Carrier cancels the Cruise before it has started, it shall refund the Cruise Fare (less any air or accommodation charges incurred).

Well, you’d hope that if the cruise is cancelled, refunds would be in order. For the most part, however, the contracts travelers unknowingly sign off on are loaded with language that absolves cruise lines and carriers of responsibility for all sorts of delays, changes, and general disappointments. Here’s one passage from the contract for Princess Cruises (the “Carrier” mentioned in legalese below):

You shall have no claim against Carrier, and Carrier shall not be liable for damages or a refund of the Cruise fare, any portion thereof, or other refund, payment, compensation or credit of any kind; nor for hotel or meal charges, travel expenses or other loss, delay, inconvenience, disappointment or expense whatsoever, which shall be the Passenger’s responsibility, whenever the cancellation or change was beyond Carrier’s exclusive control.

For flights within the U.S., the DOT requires airlines to compensate passengers whose checked baggage is lost, delayed, damaged, or stolen, to the tune of up to $3,300. Yet most passengers never get anywhere near that amount, partially because airlines state that they’re not liable for all sorts of things when they’re placed in checked luggage. The Hawaiian Airlines site stipulates that the carrier is not responsible for an enormously long list of goods “including but not limited to items” such as:

Sculptures; paintings or pictures, framed or unframed; and models. Sconces; decorative screens; items of decorator stones; marble, onyx and alabaster; vases; figurines; trophies; souvenirs … sewing machines, watches, clocks, sensitive calibrated tools and instruments, televisions, radios … Glassware, crystal, mirrors, bottles and any liquids contained therein (excluding reasonable quantities or toiletries), prescription or non-prescription sunglasses, eyeglasses and contact lenses … Business/personal documents, negotiable papers, securities, manuscripts, publications (including manuals and textbooks), mechanical drawings, blueprints, maps … Cameras, camera lenses, film … Backpacks, sleeping bags, and knapsacks (and contents thereof) … Microscopes, oscilloscopes, telescopes, barometers, binoculars, meters, counters, Polygraphs electrographs, medical equipment

And on and on. The point is this: For the most part, airlines and cruises are not obligated by law to compensate customers when things go badly on a trip.

If a domestic flight is delayed or cancelled, the airline isn’t required to put passengers up in hotels or provide food or other amenities. You’ve probably heard about cruise passengers coming down with Norovirus on ships, but, as a CruiseCritic post stated plainly, “Cruise lines are not required to compensate guests who fall ill on a voyage.”

Nonetheless, airlines often do offer passengers hotels, or at least bottled water and snacks, when flights are delayed or cancelled. Cruise lines often do offer customers refunds, vouchers or discounts on future cruises, airline and hotel reimbursements, or other forms of compensation when a cruise itinerary is changed or half the ship’s passengers are hit with a virus.

Why do they do so, then, when they’re not required? As mentioned above, it’s in their business interests to do so. “Carnival isn’t required to do anything,” said consumer travel advocate Christopher Elliott. “It appears to be acting only because of the intense media scrutiny.” Cruise lines and airlines take action because they want to minimize the damage and avoid lawsuits, with the idea that hopefully not too far in the future the traveling public will forget the whole thing happened.

Considering the horrendous conditions aboard the Triumph—rotting food, backed-up toilets, awful smells all around—this is one cruise industry black eye that’s likely to be remembered for a while. By most accounts, the staff aboard the Triumph maintained their professionalism throughout the ordeal and tried to help passengers as best they could. “The crew was always smiling,” one passenger said, according to USA Today. “They need a huge raise.”

Unfortunately for Carnival, and the cruise industry as a whole, this same passenger also had this to say after finally getting off the ship: “This is my first and last cruise.”

As for travelers who do keep on taking cruises, what happens if and when something like this happens again? Every situation is different. There’s no requirement for cruise lines to offer special compensation, and there’s no telling what each cruise line would do in any particular scenario. “No precedent has been set,” said CruiseCritic’s Brown. “The next time a cruise has a problem, passengers should not be expecting to get $500.”

(1371 words)

铁板神猴

attractg亲，沙发是我的了！！
--------------------------------------------------------------
2'19''
2'06''
1'31''
1'48''
1'44''

8'04''

小糊涂神

一个月阅读冲刺~占楼看题~
3:15
2:40
1:49
2:49
2:34
12:50

特里凡得琅

2'20
Chinese parents push their daughter to get married becasued they think that the marriage will be the security
of girls.

However, recently, the Chinese style divorce is prevelent due to the born-post-80 generation especially in Beijing
and Shanghai.

Women take more risk in marriage than men.

1'40
In old times, it is not socially regonized for women to live without marriage.
But daughters live in the new world, and they need to be independent.
The pressure of parents leads the marriage to insecurity.
The girls have new dreams.

1'10

It is better to suggest and support instead of push daughter in terms of marriage.
The security of them is also depending on the suggestion of parent for dream chasing.

1'49
Apple saw a negative money when Blackberry get a positive money.
Apple have some good news when Blackberry is having two bad news.


1'29
Short covering  is the main reason for the positive money in Blackberry.
Reducing the position by who fed Apple at higher price is the reason for the negtive money in Apple.

448406078

1-392-3'11''
when the spring festial coming, many Chinese daughter came back to home, most parents will ask about marry. Parents want daughter to have a security marry. But the time has change, now in China, divorcing are increasing and woman are more risk and bear more cost of marry and have children.

2-353-2'04
Parents should aware that they are living in a change age, and sometimes their urge just push their to get an insecurity marrage. Today, woman have more dream,and they are more independent, so they want true love not just security. Parents should proud to their daught.

3-294-1'20''
As the new year coming, Chinese parents should have some good advice give to their daughter to help them get happiness and flourish in this changing age, not just push them. Because parents' advises always very important to the daughter. Then introduce the author.

4-280-1'57''
Apple had lots of news and BlackBerry had two bad news, while Apple rose abuot 1% and B fell 4.6%. The money in stock market is really smart.

5-238-1'47''
The indicators of smart money flow showed that B was positive and A was negative.

O-1371-11'30''
The curise in carnival is ruined, passangers have spend five days with rotted food, backed-up washroom, and awful smell. the passenger can get a $1,500 as the compensating. And many companies such as airplanes all raise this kind of compesation to offer to passengers when bad things happen.

cleotina

2'24

2'

1'39

2'06

2'07

13'

kudoucliff

（1）2:17，The primary purpose of the passage is to discuss the increasing divorce rate in China, which has made matrimony a high cost and high risk activity for women. Although many parents want to hear the plan of marriage from their daughter, marriage is never a security for women.
（2）1:58，The primary purpose of the passage is to discuss the influences of filial piety on the daughters. The author explores the reasons why parents are eager to push their daughter to marry-they grew up in a old society while their daughter grew up in a new one. Then, the author discusses the bad impact of such filial pressure-leads the marriage to divorce. Moreover, the author votes for marriage based on true love and claims that women today are independent enough.
（3）1:20，The primary purpose of the passage is to provide suggestion to parents about the marriage of their daughter. 最后那两小段汗滴滴的呀……
（4）1:48，The primary purpose of the passage is to contrast current condition between Apple and Blackberry. Apple has a negative cash flow but increasing stock price, while Blackberry has a positive cash flow but downward stock price.
（5）1:28，The primary purpose of the passage is to present the interpretation of the positive cash flow of Blackberry, the sales of stock for short cover, and negative cash flow of Apple, the owners reducing their position. The cash flow cannot revert the trend that Blackberry is downward while Apple is upward.
（6）8:03，The primary purpose of the passage is to discuss who should take the responsibility for an accident during trip. The topic was brought up by an accident in cruise. The passengers, having survived from an accident in the cruise, are likely to get only cheap compensation, which is thought of insulation. Then the topic is discussed. The conclusion is that the companies shouldn't be responsible for the accident such as delay, cancellation and calamity, because these situations are out of their control. However, they continue to pay for such accidents due to stern scrutiny of the mass media. The unwilling payment is just for PR issues.

hxfnp92

【每日阅读训练第四期——速度越障14系列】【14-20】经管
3'00 A mother of two daughter thinks about the modern marriage.While parents are thinking about how to get their daughters married, married couples now are thinking whether to get divorce since marriage now is a source of insecurity. Women bear the costs and risks of marriage and parenthood, and is more likely to divorce initially.
1'50 Parents now living in a strange in-between period: they live in tradition and their daughters live in a new world. Parents' pressure to marry just to marry lead directly to insecurity in the marriage. Parents should know today's women have essential new dreams and be proud of her.
1'15 Parents should not be too focus on their daughters' marriage, they should concern more about what their daughters concern.
2'26 Trading in Apple and BlackBerry showed a contrast situation. Apple had lots of good news while BlackBerry had two pieces of bad news because of its lack of control.
7'44 All passengers on the Carnival ship was compensated $500 for the hit with a fire in an engine room and left without power in the cruise.Many passengers think the given money is pretty cheap.
Airlines and cruise lines are obligated by law to compensate customers whose trips have been adversely affected.
But for the most part, airlines and cruises are not obligated by law to compensate customers when things go badly on a trip.
Cruise lines and airlines take action because they want to minimize the damage and avoid lawsuits.

pingzhanglee

1'50 the tranditional parents always think that how to  get their daugther marry off. the rate of divorce went up,especially for the 80-post younger couple, because the female went off track for being pushed up from their parents.
1'30 nowaday, the female has a new dream. they wanna their marrigae based on the mutule and partnership.

1'34 the happy of the daugther life depend on the advice of the parents who should concern the real things about relationship of their daugtherand her another part instead of focusing on the physicalcondition or money.

2'00 yesterday,trading in apple and bulebarry showed a contrast tendency.  the apple went up with a good new for iwatch, while bulebarry went down with two bad news. however, blubarry has a postive in the flow of money,but apple  saw a money flow of negative.

1'40 interperting above phenomenon.

8'07 CF cruise got a fire at the engine room and run out power, tugged off the alabama. the passager complained about the awarful enviriment of the ship. the CF decided to compesate their passegers with a full refund and a good credit future travel. however,some passager thought that those copensation was very cheap because they lost the whole holiday. Athought CF was not liable to compensate, neither they wanna trapped by the lawsuit,nor willed to lose futuer customer becaue the fact is the public media scutiny. the passage also talks about the airline compensation regulation and the behavior of the airline company for the delay of airline and luggage demage or lost.

blairwashere

1. 01.47.5 structure: the chinese daughter that goes back home at spring festival is facing the biggest problem form their parents---"harry harry get married".    

2. 01.43.2 marry too young is not good for women. there are lots things need to be ware in a woman life.

3. 01.14.7 parents are asking the wrong questions, they should encourage their daughter but rush her. btw the article is wrote by a former mayer of los angle that married after 30 year old.

4. 01.47.3 the article that present a comparison of two tech companies that are Apple and blackberry. Apple's stock value rised some at yesterday, by contrast the stock value of bb is fall some. but it can't tell the real value change of the company. because the cash flow of apple actually decreased 200 something millions, and the bb increased 150 millions.


5  01.20.4

obstacle
11.01.6
A accident of cruise line happened recently. the cruise just paid $500 to the passengers who throughout the whole accident. some experts and media announce that the action of this company is insulting the passengers who just suffered by the accident. but there are some other explanation for the 500 dollar compensation. use the example from airline service. is the airline delayed the passengers can get $1300 for max. before the passengers get on the plan or ship they all signed a paper of contract that include the announcement of non responsibility for delay or ill on boat. so actually the 500 dollars was a extra payment for cruise company and the company said don't expect that for next time.