AI:It is difficult for people to achieve professional success without sacrificing important aspects of a fulfilling personal life. AA:The following appeared in a memo to the Saluda town council from the town’s business manager. Research indicates that those who exercise regularly are hospitalized less than half as often as those who don’t exercise. By providing a well-equipped gym for Saluda’s municipal employees, we should be able to reduce the cost of our group health insurance coverage by approximately 50 percent and thereby achieve a balanced town budget.